697 L Rd, Palmyra, NE 68418 Property Records

Otoe County property record for 697 L Rd, Palmyra, NE 68418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,709 sqft · built 2017
Lot Size	19.5 acres (849,420 sqft)
Owner	Individual Name on File
Tax Bill	$610 (2025)
Deeds & Mortgages	Jul 2017 Construction Loan Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`999555457`

Property Details

APN / Parcel Number

Primary APN	`999555457`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,709 sqft
Basement Area	1,709 sqft
Finished Basement	1,709 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	849,420 sqft (19.5 acres)
Garage Type	Attached
Garage Area	780 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	697 L RD
City	PALMYRA
State	NE
Zip	68418-4077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	27-8-9 TRACT 27-C IN E1/2 SW1/4 19.5 AC SOUTH PALMYRA; MAP NUMBER: 3699-27-0-00000-000-0000
Legal Range	09
Legal Township	08
Legal Section	27
Legal Subdivision	RURAL AG
Legal Tract	27-C
Jurisdiction	OTOE NE
Township / Civil Division	SOUTH PALMYRA
Census Block Group	1
Census Block	1035
Census Tract	966800

Owner

697 L Rd is owned and occupied by an individual who acquired it in May 2022.

Source: Otoe County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	697 L RD, PALMYRA, NE 68418-4077
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST NEBRASKA BANK
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYSIDE BANK
Jan 15, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 26, 2022	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022
Deed Sale	May 26, 2022
Deed Document Number	20221384
Prior Transfer Date	Mar 30, 2022
Prior Transfer Doc	0202201384
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	697 L RD, PALMYRA, NE 68418-4077
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201701638
Date	Jul 20, 2017
Instrument	201701638

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	BENNET, NE 68317

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	697 L RD, PALMYRA, NE 68418-4077
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000515
Date	Mar 11, 2020
Instrument	202000515

Lender

Name	COUNTRYSIDE BANK
Type	Bank
Address	UNADILLA, NE 68454

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	697 L RD, PALMYRA, NE 68418-4077
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900102
Date	Jan 15, 2019
Instrument	201900102

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	697 L RD, PALMYRA, NE 68418-4077
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 L RD, PALMYRA, NE 68418-4077

Mortgage

Document Number	0202202821
Date	Nov 21, 2022
Instrument	202202821

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTOE NE
Recording Date	May 26, 2022
Property Address	697 L RD, PALMYRA, NE 68418-4077
Document Number	0202201384
Instrument Date	Mar 30, 2022
Instrument	202201384
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201385
Date	May 26, 2022
Instrument	202201385

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 697 L Rd was $610.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$610.00	$513,027 Land $129,140 Building $383,887	$513,027 Land $129,140 Building $383,887
2023	$3,376.00	$462,952 Land $117,400 Building $345,552	$462,952 Land $117,400 Building $345,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 L Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 L Rd is moderate, ranking above 61% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 60% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon, Windstream.

Nearby Properties on L Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures