697 Hoyt St, Cornelia, GA 30531 Property Records

Habersham County property record for 697 Hoyt St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,905 sqft · built 1971
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$45,700 (Jul 2012)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087C029`

Property Details

APN / Parcel Number

Primary APN	`087C029`
Alternative APNs	`678076` `396832`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,905 sqft Heated Area
Gross Area	2,035 sqft
1st Floor Area	1,779 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	134 ft deep x 128 ft wide

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	396832
Street Address	697 HOYT ST
City	CORNELIA
State	GA
Zip	30531-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-150 HOYT ST PB 10-206 DB 1205-559
Legal Subdivision	HABERSHAM BROADCASTING
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1034
Census Tract	604

Owner

697 Hoyt St is owned and occupied by an individual who bought it in July 2012.

Source: Habersham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	697 HOYT ST, CORNELIA, GA 30531-2655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Nov 1, 2019	Warranty Deed, Transfer
Mar 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Prior Sale	Jun 1, 2010 · Amount on File
Deed Document Number	20122166
Deed Book / Page	993 / 696
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	697 HOYT ST, CORNELIA, GA 30531-2655
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 HOYT ST, CORNELIA, GA 30531-2655

Mortgage

Document Number	0000001209/0000001137
Date	Jan 8, 2020
Book Page	0000001209/0000001137

Lender

Name	REGIONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	168 Months
Due	Jan 1, 2034

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 1, 2019
Property Address	697 HOYT ST, CORNELIA, GA 30531-2655
Document Number	001205/559
Book / Page	1205 / 559
Instrument Date	Nov 1, 2019
Instrument	2019-002174
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 HOYT ST, CORNELIA, GA 30531-2655

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 17, 2017
Property Address	697 HOYT ST, CORNELIA, GA 30531-2655
Document Number	001139/486
Book / Page	1139 / 486
Instrument Date	Mar 17, 2017
Instrument	2017-000929
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 HOYT ST, CORNELIA, GA 30531-2655

Tax Assessment & Valuation

The 2026 property tax bill for 697 Hoyt St was $3,194.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00	$98,892 Land $18,380 Building $80,512	$247,230 Land $45,950 Building $201,280
2023	$1,392.00 (+17.67%)	$53,644 (+17.64%) Land $11,176 Building $42,468	$134,110 (+17.64%) Land $27,940 Building $106,170
2022	$1,183.00	$45,600 Land $8,940 Building $36,660	$114,000 Land $22,350 Building $91,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 Hoyt St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 Hoyt St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband, TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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