Mitchell County property record for 697 Davenport Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1976 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,470 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-00-47-5471 |
| Primary APN | 1709-00-47-5471 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Lot Area | 127,195 sqft (2.92 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 005021225 |
|---|---|
| Street Address | 697 DAVENPORT RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1123 |
| Legal Subdivision | TOE RIVER ESTATES |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 697 DAVENPORT RD, SPRUCE PINE, NC 28777-5613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust · Line of Credit UNITED COMMUNITY BANK |
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 697 DAVENPORT RD, SPRUCE PINE, NC 28777-5613 |
| Document Number | 0000000632 |
| Book / Page | 688 / 868 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026632 |
| Record Updated | Apr 16, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 697 DAVENPORT RD, SPRUCE PINE, NC 28777-5613 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000632, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 688/868 |
| Instrument | 2026632 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 16, 2051 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 8, 2026 |
| Property Address | 697 DAVENPORT RD, SPRUCE PINE, NC 28777-5613 |
| Document Number | 000688/868 |
| Book / Page | 688 / 868 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 697 DAVENPORT RD, SPRUCE PINE, NC 28777-5613 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000632, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 688/868 |
| Instrument | 2026632 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 16, 2051 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,470.00 | $229,300 (-) Land $37,400 Building $191,900 | |
| 2025 | $1,470.00 (+1.59%) | $229,300 (-) Land $37,400 Building $191,900 | |
| 2023 | $1,447.00 | $229,300 Land $37,400 Building $191,900 | $229,300 Land $37,400 Building $191,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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