697 Curtis Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 697 Curtis Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1970
Lot Size	0.471 acres (20,530 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Sep 1993)
Tax Bill	$15,699 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00550-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`05-00550-0000-00032`
Alternative APNs	`050055000032` `00016029`

Interior

Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	20,530 sqft (0.471 acres)
Lot Dimensions	174 ft deep x 118 ft wide

Location & Zoning

Account Number	00016029
Street Address	697 CURTIS AVE
City	EDISON
State	NJ
Zip	08820-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	118X174
Legal Subdivision	EASTERGROVE
Legal Block	550
Legal Lot Number	32
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2006
Census Tract	1409

Owner

Source: Middlesex County and Edison Township records · APN 05-00550-0000-00032

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	697 CURTIS AVE, EDISON, NJ 08820-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 1993 · Amount on Record
Deed Sale	Sep 22, 1993 · Amount on Record
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	697 CURTIS AVE, EDISON, NJ 08820-2346
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096720
Date	Nov 08, 2018
Book Page	17345/1494
Instrument	201800096720

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,800 (-) Land $117,500 Building $146,300	$263,800 (-) Land $117,500 Building $146,300
2025	$15,699.00 (-0.03%)	$263,800 (-) Land $117,500 Building $146,300	$263,800 (-) Land $117,500 Building $146,300
2024	$15,704.00 (+0.51%)
2023		$263,800 Land $117,500 Building $146,300	$263,800 Land $117,500 Building $146,300
2022	$15,624.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 424 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.