697 Cottage Grove Rd, Bloomfield, CT 06002 Property Records

Bloomfield Town property record for 697 Cottage Grove Rd, Bloomfield, CT 06002

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,778 sqft
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Nov 2020)
Tax Bill	$11,238 (2024)
Deeds & Mortgages	May 2025 Line of Credit Jan 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`BLOO M:S8 L:220`

Property Details

APN / Parcel Number

Primary APN	`BLOO M:S8 L:220`
Alternative APNs	`BLOO M:87-4 L:87-1 2` `BLOO M:37 L:220` `R04855`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	2,856 sqft

Exterior

Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Flat
Lot Area	209,088 sqft (4.8 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R04855
Street Address	697 COTTAGE GROVE RD
City	BLOOMFIELD
State	CT
Zip	06002-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	220
Jurisdiction	BLOOMFIELD CT
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2004
Census Tract	471300

Owner

Source: Bloomfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 COTTAGE GROVE RD, BLOOMFIELD, CT 06002-3033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Jan 28, 2021	Quit Claim Deed, Transfer NONE AVILABALE
Nov 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Deed Book / Page	2057 / 136
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOOMFIELD CT
Property Address	697 COTTAGE GROVE RD, BLOOMFIELD, CT 06002-3033
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002259-46
Date	May 12, 2025
Book Page	2259/46
Instrument	1468

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLOOMFIELD CT
Recording Date	Jan 28, 2021
Property Address	697 COTTAGE GROVE RD, BLOOMFIELD, CT 06002-3033
Document Number	002067-155
Book / Page	2067 / 155
Instrument Date	Jan 25, 2021
Instrument	315
Transaction Type	Transfer
Record Updated	Jul 29, 2025
Title Company	NONE AVILABALE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 COTTAGE GROVE RD, BLOOMFIELD, CT 06002-3033

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOOMFIELD CT
Recording Date	Nov 17, 2020
Property Address	697 COTTAGE GROVE RD, BLOOMFIELD, CT 06002-3033
Document Number	002057-136
Book / Page	2057 / 136
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002057139
Date	Nov 17, 2020
Instrument	2057/139

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bloomfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Bloomfield Town
Unified School District	Bloomfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,670 (+64.62%) Land $57,260 Building $242,410	$209,769 Land $40,082 Building $169,687
2024	$11,238.00 (+60.22%)
2023	$7,014.00 (+11.58%)	$182,040 (-) Land $47,220 Building $134,820
2022	$6,286.00	$182,040 Land $47,220 Building $134,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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