Monroe County and Webster Town property record for 697 Cottage Brook Ln, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,077 sqft · built 2009 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Mar 2018) |
| Tax Bill | $13,444 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 064.19-2-32 |
| Primary APN | 265489 064.19-2-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| 2nd Floor Area | 1,035 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 163 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 697 COTTAGE BROOK LN |
|---|---|
| City | WEBSTER |
| State | NY |
| Zip | 14580-8654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COTTAGE BROOK SUB |
| Legal Block | 2 |
| Legal Lot Number | 32.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 11302 |
697 Cottage Brook Ln is owned and occupied by two individuals who bought it in March 2018.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 697 COTTAGE BROOK LN, WEBSTER, NY 14580-8654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Jun 15, 2017 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Jun 27, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on File |
| Deed Sale | Mar 29, 2018 · Amount on File |
| Prior Sale | Feb 8, 2013 · Amount on File |
| Deed Document Number | 2018389 |
| Deed Book / Page | 12003 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 697 COTTAGE BROOK LN, WEBSTER, NY 14580-8654 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 369 COTTAGE BROOK LN, WEBSTER, NY 14580 |
| Document Number | 431 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 29013/103 |
| Instrument | 202102050431 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Mar 29, 2018 |
| Property Address | 697 COTTAGE BROOK LN, WEBSTER, NY 14580-8654 |
| Document Number | 0000000389 |
| Book / Page | 012003 / 000112 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 389 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 763 SAFFRON LN WEBSTER NY 145808960, WEBSTER, NY 14580-8960 |
| Document Number | 390 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 027541/000644 |
| Instrument | 390 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 697 COTTAGE BROOK LN, WEBSTER, NY 14580-8654 |
| Document Number | 0000000354 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 697 COTTAGE BROOK LN WEBSTER NY 145808654, WEBSTER, NY 14580-8654 |
| Document Number | 0000000354 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 027200/000363 |
| Instrument | 354 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 27, 2017 |
| Property Address | 697 COTTAGE BROOK LN, WEBSTER, NY 14580-8654 |
| Book / Page | 027200 / 000372 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 697 COTTAGE BROOK LN WEBSTER NY 145808654, WEBSTER, NY 14580-8654 |
| Document Number | 0000000355 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 027200/000372 |
| Instrument | 355 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 697 Cottage Brook Ln was $13,444, up 2.8% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,444.00 (+2.8%) | ||
| 2025 | $13,078.00 | $268,800 Land $35,000 Building $233,800 | $560,000 Land $72,917 Building $487,083 |
| 2023 | $268,800 (-) Land $35,000 Building $233,800 | $463,400 (+10.33%) Land $60,339 Building $403,061 | |
| 2022 | $268,800 Land $35,000 Building $233,800 | $420,000 Land $54,687 Building $365,313 | |
| 2021 | $12,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 Cottage Brook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 697 Cottage Brook Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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