697 Co Rd 1140, Ravenna, TX 75476 Property Records

Fannin County property record for 697 Co Rd 1140, Ravenna, TX 75476

Property Summary

Property Type	Rural Home
Details	2 ba · 1,684 sqft · built 2019
Lot Size	24.2 acres (1,055,110 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0524-007-0000-05`

Property Details

APN / Parcel Number

Primary APN	`0524-007-0000-05`
Alternative APN	`76871`

Interior

Full Baths	2 Baths
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	1,055,110 sqft (24.2 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	0524-007-0000-05
Street Address	697 COUNTY ROAD 1140
City	RAVENNA
State	TX
Zip	75476-5476
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0524 J J HOLCOMB, ACRES 24.222
Legal Subdivision	J J HOLCOMB SURVEY ABSTRACT NO 524
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	3
Census Block	3018
Census Tract	950800

Owner

697 Co Rd 1140, a rural home, is owned and occupied by two individuals who acquired it in September 2018.

Source: Fannin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	697 COUNTY ROAD 1140, RAVENNA, TX 75476-5476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 20, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 18, 2018
Transfer Doc	2075/0312
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	697 COUNTY ROAD 1140, RAVENNA, TX 75476-5476
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006510
Date	Oct 17, 2019
Instrument	2019006510

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	697 COUNTY ROAD 1140, RAVENNA, TX 75476-5476
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002909
Date	Jun 1, 2020
Instrument	2020002909

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Sep 20, 2018
Property Address	697 COUNTY ROAD 1140, RAVENNA, TX 75476-5476
Document Number	2075/0312
Book / Page	2075 / 0312
Instrument Date	Sep 18, 2018
Instrument	2018-5570
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12400 FM 274, 12400, RAVENNA, TX 75476-7074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MEANDERING WAY, KNOLLWOOD, TX 75092-3927

Tax Assessment & Valuation

The 2025 property tax bill for 697 Co Rd 1140 was $5,293 with a homeowner's exemption, up 24.5% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,293.00 (+24.54%) Homeowner's exemption	$700,340 Land $339,110 Building $361,230	$700,340 Land $339,110 Building $361,230
2024	$4,250.00
2023		$352,252	$693,830 Land $342,880 Building $350,950
2018	$566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 Co Rd 1140 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 Co Rd 1140 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE SHED WSC serves 2,441 people · EPA ID TX0740035
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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