Clay County property record for 697 Cherry Grove Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,713 sqft · built 1992 |
| Lot Size | 0.294 acres (12,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2020) |
| Tax Bill | $4,422 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 42-04-25-008814-251-03 |
| Primary APN | 42-04-25-008814-251-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,713 sqft Heated Area |
| Gross Area | 3,910 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,848 sqft (0.294 acres) |
| Garage Area | 707 sqft |
| Porch | Porch |
| Porch Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 697 CHERRY GROVE RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-5742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 103 COUNTRY CLUB OF O.P. AS REC O R 4305 PG 1705 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 42 |
| Legal Subdivision | COUNTRY CLUB |
| Legal Block | TR |
| Legal Lot Number | 103 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30306 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 697 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on Record |
| Deed Sale | May 8, 2020 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 2020022665 |
| Deed Book / Page | 4305 / 1705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 8, 2020 |
| Property Address | 697 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742 |
| Document Number | 0043051705 |
| Book / Page | 004305 / 001705 |
| Instrument Date | May 4, 2020 |
| Instrument | 22665 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 697 CHERRY GROVE RD ORANGE PARK FL 320735742, ORANGE PARK, FL 32073-5742 |
| Document Number | 43051707 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 004305/001707 |
| Instrument | 22666 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 27, 2017 |
| Property Address | 697 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742 |
| Document Number | 0039670437 |
| Book / Page | 003967 / 000437 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 21343 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2017 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,421.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 697 CHERRY GROVE RD ORANGE PARK FL 320735742, ORANGE PARK, FL 32073-5742 |
| Document Number | 39670439 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 003967/000439 |
| Instrument | 21344 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 26, 2032 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,422.00 (-0.7%) Homeowner's exemption | $330,080 (+5.99%) | $440,516 (+7.02%) Land $65,000 Building $375,516 |
| 2023 | $4,453.00 (+5.75%) Homeowner's exemption | $311,435 (+3%) | $411,617 (+12.6%) Land $65,000 Building $346,617 |
| 2022 | $4,211.00 Homeowner's exemption | $302,365 | $365,541 Land $50,000 Building $315,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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