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697 Bluff Rd, Lake Bluff, IL 60044 Property Records

Lake County property record for 697 Bluff Rd, Lake Bluff, IL 60044 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms6 Baths
Year BuiltBuilt 2000
Square Footage7,668 sqft Living Area
Lot Size53,422 sqft (1.22 acres)
OccupancyOwner Occupied
Last Sale$1,550,000 (2021)
Tax Bill$37,985.00 (2024)

Property Details

APN / Parcel Number

Primary APN12-21-203-014

Interior

Bedrooms4 Beds
Full Baths6 Baths
Partial Baths2 Partial Baths
Total Rooms10 Rooms
Building Area7,668 sqft Living Area
Gross Area10,272 sqft Gross Area
1st Floor2,980 sqft 1st Floor
Upper Floors3,232 sqft Upper Floors
Basement Area2,706 sqft Basement
Finished Basement1,456 sqft Finished
Unfinished Basement1,250 sqft Unfinished
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCustom Design Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area53,422 sqft (1.22 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area848 sqft Garage
PorchEnclosed Porch
Porch Area686 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address697 BLUFF RD
CityLAKE BLUFF
StateIL
Zip60044-2116
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBROWNINGS DIVISION LOT 2
Legal SubdivisionBROWNINGS DIVISION
Legal Lot Number2
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup2
Census Block2011
Census Tract863300

Owner

Source: Lake County records · APN 12-21-203-014

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Sep 27, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Sep 13, 2021Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
May 25, 2021Warranty Deed, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Jun 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on May 25, 2021
  • Deed Sale Price on May 25, 2021
  • Prior Sale Amount on Jul 07, 2014
Deed Doc Number20217792111
Prior Transfer DateDec 14, 2001
Prior Transfer Doc0004837796
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116

Mortgage

Document Number0008148364
DateJan 27, 2026
Instrument8148364
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeFixed Rate
Rate6.99%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116
Transaction TypeMortgage
Record UpdatedOct 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116

Mortgage

Document Number0007935156
DateSep 27, 2022
Instrument7935156
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116

Mortgage

Document Number0007825566
DateSep 13, 2021
Instrument7825566
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 25, 2021
Property Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116
Document Number0007792111
Map ReferenceMB 41 PG 32
Instrument DateMay 14, 2021
Instrument7792111
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address885 WOODBINE LN, LAKE FOREST, IL 60045-2272

Mortgage

Document Number0007792112
DateMay 25, 2021
Instrument7792112
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address697 BLUFF RD, LAKE BLUFF, IL 60044-2116
Document Number0007570227
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJul 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 BLUFF RD LAKE BLUFF IL 600442116, LAKE BLUFF, IL 60044-2116

Mortgage

Document Number0007570227
DateJun 19, 2019
Instrument7570227
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$610,198 (-1.67%) Land $340,844 Building $269,354$1,830,777 (-1.67%) Land $1,022,634 Building $808,143
2024$37,985.00 (+3.04%)
2023$36,863.00 (+3.6%)$620,566 (+19.09%) Land $288,311 Building $332,255$1,861,884 (+19.09%) Land $865,019 Building $996,865
2022$35,583.00$521,109 Land $242,104 Building $279,005$1,563,484 Land $726,385 Building $837,099

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