960 MICHAUX CT VIRGINIA BEACH VA 234643141, VIRGINIA BEACH, VA 23464-3141
Mortgage
Document Number
0000017418
Date
Dec 2, 2020
Book Page
005436/000239
Instrument
17418
Lender
Name
FIRST CITIZENS BK
Type
Bank
Address
RALEIGH, NC 27611-6592
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
December 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ALBEMARLE VA
Recording Date
Dec 2, 2020
Property Address
697 BERKMAR CIR, CHARLOTTESVILLE, VA 22901-1464
Document Number
0000017417
Book / Page
005436 / 000237
Instrument Date
Nov 23, 2020
Instrument
17417
Transaction Type
Transfer
Record Updated
Dec 18, 2020
Title Company
INVESTORS TITLE INSURANCE, INVESTORS TITLE INS
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
697 BERKMAR CIR CHARLOTTESVILLE VA 229011464, CHARLOTTESVILLE, VA 22901-1464
Mortgage
Document Number
17418
Date
Dec 2, 2020
Book Page
005436/000239
Instrument
17418
Lender
Name
FIRST CITIZENS BK
Type
Bank
Address
RALEIGH, NC 27611-6592
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
July 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ALBEMARLE VA
Recording Date
Jul 2, 2020
Property Address
697 BERKMAR CIR, CHARLOTTESVILLE, VA 22901-1464
Document Number
0000008255
Book / Page
005344 / 000143
Instrument Date
May 13, 2020
Instrument
8255
Transaction Type
Transfer
Record Updated
Aug 20, 2020
Title Company
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$135.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1231 GATEWAY CENTRE PKWY NORTH CHESTERFIELD VA 232355165, NORTH CHESTERFIELD, VA 23235-5165
Mortgage
Document Number
8256
Date
Jul 2, 2020
Book Page
005344/000147
Instrument
8256
Lender
Name
OLD POINT NAT'L BK/PHOEBUS
Address
HAMPTON, VA 23663
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 697 Berkmar Cir was $1,612, up 3.9% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
Property Jurisdictions
Type
Name
State
Virginia
County
Albemarle County
Unified School District
Albemarle County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,612.00 (+3.87%)
$180,300 (+11.85%)Land $28,100Building $152,200
$180,300 (+11.85%)Land $28,100Building $152,200
2025
$1,552.00
$161,200Land $28,100Building $133,100
$161,200Land $28,100Building $133,100
2023
$1,271.00
$148,900Land $28,100Building $120,800
$148,900Land $28,100Building $120,800
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 697 Berkmar Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2024)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Sep 2024 · Tropical Storm Helene
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 697 Berkmar Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source
Purchased surface water from several systems
Last State Inspection
May 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025