697 Banks Rd, Margate (Pompano Beach), FL 33063 Property Records

Broward County property record for 697 Banks Rd, Margate, FL 33063

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,204 sqft · built 1982
Lot Size	0.106 acres (4,627 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2022)
Tax Bill	$7,075 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`48-42-31-14-0211`

Property Details

APN / Parcel Number

Primary APN	`48-42-31-14-0211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,430 sqft
1st Floor Area	1,204 sqft
Utility Room	Utility Room
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,627 sqft (0.106 acres)
Porch	Screened Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	697 BANKS RD
City	MARGATE
State	FL
Zip	33063-4653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	WOODLAKE ISLES 108-5 B COMM SE COR TR A,WLY 118.17,NLY 111.52,WLY 51.95,NLY 38,NE 52, NW 119.50,NE 5.14,NW 101.67,SW 52,SW 31.28,NW 15,NE 72.05,NW 14.31,NW 302.91,NW 14.13,NW 62.72,NW 74.06,NE 43.50,NW 6.42, NE 19.50,NW 142.58,SW 27.56,NW 11.5,NW 20,
Legal Range	42E
Legal Township	48S
Legal Section	31
Legal Subdivision	WOODLAKE ISLES 108-5 B
Legal Tract	A
Legal Block	A
Legal Lot Number	83
Jurisdiction	BROWARD FL
Township / Civil Division	CORAL SPRINGS-MARGATE
Census Block Group	2
Census Block	2005
Census Tract	20103

Owner

697 Banks Rd, a townhouse, is owned and occupied by two individuals who bought it in January 2022.

Source: Broward County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	697 BANKS RD, MARGATE, FL 33063-4653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 17, 2020	Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L
Nov 24, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 11, 2017	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	2022117877399
Prior Transfer Date	Oct 7, 2009
Prior Transfer Doc	0466200799
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Jan 20, 2022
Property Address	697 BANKS RD, MARGATE, FL 33063-4653
Document Number	0117877399
Map Reference	MB 108 PG 5
Instrument Date	Jan 19, 2022
Instrument	117877399
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	GLOBAL AMERICA TITLE SERVICES, GLOBAL AMERICAN TTL SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5759 SUNBERRY CIR, 5759, FORT PIERCE, FL 34951-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 BANKS RD, MARGATE, FL 33063-4653

Mortgage

Document Number	0117877400
Date	Jan 20, 2022
Instrument	117877400

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Apr 17, 2020
Property Address	697 BANKS RD, MARGATE, FL 33063-4653
Document Number	0116465713
Instrument Date	Apr 17, 2020
Instrument	116465713
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NATIONWIDE TITLE AND CLOSING LLC, NATIONWIDE TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 BANKS RD MARGATE FL 330634653, MARGATE, FL 33063-4653

Mortgage

Document Number	116465714
Date	Apr 17, 2020
Instrument	116465714

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	697 BANKS RD, MARGATE, FL 33063-4653
Document Number	0114750776
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	697 BANKS RD MARGATE FL 330634653, MARGATE, FL 33063-4653

Mortgage

Document Number	0114750776
Date	Dec 1, 2017
Instrument	114750776

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	Apr 11, 2017
Property Address	697 BANKS RD, MARGATE, FL 33063-4653
Document Number	0114315869
Instrument Date	Apr 4, 2017
Instrument	114315869
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	SOUTH COAST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	697 BANKS RD MARGATE FL 330634653, MARGATE, FL 33063-4653

Mortgage

Document Number	114315870
Date	Apr 11, 2017
Instrument	114315870

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 697 Banks Rd was $7,075 with a homeowner's exemption, up 2.6% from the year before.

Source: Broward County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Broward County
Municipality	Margate City
Unified School District	Broward County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,050 (-4.81%) Land $32,390 Building $306,660	$339,050 (-9.97%) Land $32,390 Building $306,660
2025	$7,075.00 (+2.55%) Homeowner's exemption	$356,190	$376,580 Land $32,390 Building $344,190
2024	$6,899.00 (-9.14%)
2023	$7,593.00 (+102.8%)	$331,150 (+64.63%) Land $32,390 Building $298,760	$331,150 (+19.03%) Land $32,390 Building $298,760
2022	$3,744.00 Homeowner's exemption	$201,150	$278,200 Land $32,390 Building $245,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 697 Banks Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2005–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 697 Banks Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARGATE serves 62,254 people · EPA ID FL4060845
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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