697 Arrowhead Ct, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 697 Arrowhead Ct, Dakota Dunes, SD 57049

Property Summary

Property Type	Other Improved
Details	built 2022
Lot Size	1.08 acres (47,132 sqft)
Owner	2 Trust Names on File
Last Sale	$1,835,000 (Dec 2022)
Tax Bill	$23,759 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Apr 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`23.GC.16.1024`

Property Details

APN / Parcel Number

Primary APN	`23.GC.16.1024`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Lot Area	47,132 sqft (1.08 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	697 ARROWHEAD CT
City	NORTH SIOUX CITY
State	SD
Zip	57049-5325
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 24 DAK DUNES GOLF COURSE 16TH ADD 1.082A
Legal Subdivision	DAK DUNES GOLF COURSE 16TH ADD
Legal Lot Number	24
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

697 Arrowhead Ct is held in a trust since December 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 619, NORTH SIOUX CITY, SD 57049-0619
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Deed of Trust, Mortgage CENTRAL BANK
Apr 27, 2021	Deed of Trust, Mortgage CENTRAL BANK
Jan 4, 2022	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
Nov 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit PRIMEBANK
Oct 4, 2024	Intrafamily Transfer, Transfer
Mar 10, 2023	Warranty Deed, Transfer · Commercial Mortgage PRIMEBANK
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00170/0927
Date	Dec 6, 2017
Book Page	170/0927
Instrument	174908

Lender

Name	CENTRAL BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Amount	Amount on Record
Term	11 Months
Due	Nov 15, 2018

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 GATEWAY DR, NORTH SIOUX CITY, SD 57049-5405
Investor	Possibly a Property Investor

Mortgage

Document Number	000178/450
Date	Apr 27, 2021
Book Page	178/450
Instrument	212038

Lender

Name	CENTRAL BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9311 KORI DR, AMARILLO, TX 79119-1380
Investor	Possibly a Property Investor

Mortgage

Document Number	0000180/13
Date	Jan 4, 2022
Book Page	180/13
Instrument	220028

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	3
Max Rate	9.99%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000180/785
Date	Nov 2, 2022
Book Page	180/785
Instrument	223079

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year T-Bill
Margin	3
Max Rate	10.2%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182/303
Date	Jun 15, 2023
Book Page	182/303
Instrument	231359

Lender

Name	PRIMEBANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jun 1, 2025

Interest

Rate Type	Adjustable Rate

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Oct 4, 2024
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Document Number	000114/527
Book / Page	114 / 527
Map Reference	MB 34 PG 53
Instrument Date	Oct 4, 2024
Instrument	242101
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	697 ARROWHEAD CT, NORTH SIOUX CITY, SD 57049-5325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 ARROWHEAD CT, NORTH SIOUX CITY, SD 57049-5325

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Mar 10, 2023
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Document Number	000113/130
Book / Page	113 / 130
Map Reference	MB 34 PG 53
Instrument Date	Dec 28, 2022
Instrument	230567
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 619, NORTH SIOUX CITY, SD 57049-0619

Mortgage

Document Number	0000182122
Date	Mar 10, 2023
Instrument	182/122

Lender

Name	PRIMEBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 17, 2021
Property Address	697 ARROWHEAD CT, DAKOTA DUNES, SD 57049-5325
Document Number	000111/537
Book / Page	111 / 537
Instrument Date	Aug 6, 2021
Instrument	213824
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GATEWAY DR, NORTH SIOUX CITY, SD 57049-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9311 KORI DR, AMARILLO, TX 79119-1380
Investor	Possibly a Property Investor

Mortgage

Document Number	0000178888
Date	Aug 17, 2021
Instrument	178/888

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	4
Max Rate	10.5%

Tax Assessment & Valuation

The 2026 property tax bill for 697 Arrowhead Ct was $23,759, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$23,759.00 (+%)	$1,497,199 (-0.62%) Land $235,660 Building $1,261,539
2025	$23,758.00 (+10.89%)	$1,506,539 Land $245,000 Building $1,261,539
2024	$21,425.00 (-0.63%)
2023	$21,560.00 (+327.35%)	$1,374,250 Land $245,000 Building $1,129,250
2022	$5,045.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 697 Arrowhead Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 Arrowhead Ct is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 86% of South Dakota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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