697 Alice Rae Cir, Galt, CA 95632 Property Records

Sacramento County property record for 697 Alice Rae Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,541 sqft · built 1992
Lot Size	0.13 acres (5,666 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2010)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0142-049-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0142-049-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,666 sqft (0.13 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	697 ALICE RAE CIR
City	GALT
State	CA
Zip	95632-1581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	VICTORIAN PARK, LOT 31
Legal Subdivision	VICTORIAN PARK
Legal Lot Number	31
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1003
Census Tract	9503

Owner

697 Alice Rae Cir is owned and occupied by two individuals who bought it in December 2010.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	697 ALICE RAE CIR, GALT, CA 95632-1581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2010 · Amount on File
Deed Sale	Dec 23, 2010 · Amount on File
Prior Sale	Mar 9, 2010 · Amount on File
Deed Book / Page	20101223 / 350
Prior Transfer Date	Mar 3, 2010
Prior Transfer Doc	0000000455
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	697 ALICE RAE CIR, GALT, CA 95632-1581
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 ALICE RAE CIR, GALT, CA 95632-1581

Mortgage

Document Number	0000001773
Date	Jun 22, 2021
Instrument	202106221773

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	697 ALICE RAE CIR, GALT, CA 95632-1581
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 ALICE RAE CIR, GALT, CA 95632-1581

Mortgage

Document Number	6220000001773
Date	Jun 22, 2021
Book Page	20210622/1773

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 697 Alice Rae Cir was $2,242, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$198,924 (+2%) Land $52,264 Building $146,660
2025	$2,242.00 (+4.47%)	$195,025 Land $51,240 Building $143,785
2024	$2,146.00 (+1.71%)
2023	$2,110.00 (+4.2%)	$187,453 Land $49,251 Building $138,202
2022	$2,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 697 Alice Rae Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 697 Alice Rae Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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