Polk County property record for 697 48th St, Des Moines, IA 50312
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,144 sqft · built 1922 |
| Lot Size | 0.166 acres (7,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Feb 2022) |
| Tax Bill | $4,300 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090/05912-000-000 |
| Primary APN | 090/05912-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,192 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,235 sqft (0.166 acres) |
| Lot Dimensions | 133 ft deep x 54 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 182 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 697 48TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50312-1954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 36 F LOT 107 & S 18.78 F LOT 108 POLK PLACE |
| Legal Subdivision | POLK PLACE |
| Legal Lot Number | 107 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 3002 |
697 48th St is owned and occupied by an individual who bought it in February 2022.
Source: Polk County records, as of October 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 697 48TH ST, DES MOINES, IA 50312-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on File |
| Deed Sale | Feb 25, 2022 · Amount on File |
| Prior Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 202215534 |
| Deed Book / Page | 19001 / 701 |
| Prior Transfer Date | Feb 21, 2022 |
| Prior Transfer Doc | 0000015534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 25, 2022 |
| Property Address | 697 48TH ST, DES MOINES, IA 50312-1954 |
| Document Number | 0000015534 |
| Book / Page | 19001 / 701 |
| Instrument Date | Feb 21, 2022 |
| Instrument | 2022-00015534 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 697 48TH ST, DES MOINES, IA 50312-1954 |
| Document Number | 0000015536 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-00015536 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298,300 Land $73,600 Building $224,700 | $298,300 Land $73,600 Building $224,700 | |
| 2024 | $4,300.00 | ||
| 2023 | $218,600 Land $66,900 Building $151,700 | $218,600 Land $66,900 Building $151,700 | |
| 2020 | $3,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 697 48th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 697 48th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures