6969 SE Bay Hill Dr, Stuart, FL 34997 Property Records

Martin County property record for 6969 SE Bay Hill Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,646 sqft · built 2003
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Trust Names on Record
Last Sale	$380,000 (Feb 2014)
Tax Bill	$6,142 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-38-41-003-000-0240.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`35-38-41-003-000-0240.0-0-0000`
Alternative APNs	`35-38-41-003-000-02400-0` `157107`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,646 sqft Living Area
Gross Area	3,574 sqft
1st Floor Area	2,646 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,409 sqft (0.216 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	157107
Street Address	6969 SE BAY HILL DR
City	STUART
State	FL
Zip	34997-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 240 PLAT 8 SUMMERFIELD GOLF CLUB PH II-B PUD (PB 15 PG 27)
Legal Range	41E
Legal Township	38S
Legal Section	35
Legal Subdivision	SUMMERFIELD
Legal Block	2
Legal Lot Number	240
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1108

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	6969 SE BAY HILL DR, STUART, FL 34997-4700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit IBM SOUTHEAST EMPLOYEES FCU
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ITHINK FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2014 · Amount on Record
Deed Sale	Feb 7, 2014 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Document Number	20142439433
Deed Book / Page	2701 / 1973
Last Transfer Date	May 16, 2025
Transfer Doc	0035000794
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	6969 SE BAY HILL DR, STUART, FL 34997-4700
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029870240
Date	Apr 17, 2018
Book Page	02987/0240
Instrument	2689718

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	6969 SE BAY HILL DR, STUART, FL 34997-4700
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	MELLEX TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6969 SE BAY HILL DR, STUART, FL 34997-4700

Mortgage

Document Number	0032220852
Date	May 6, 2021
Book Page	3222/852
Instrument	2887028

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,142.00 (-0.73%)	$402,482 (+5.99%)	$688,250 (-1.58%) Land $265,000 Building $423,250
2024	$6,187.00 (+1.98%)
2023	$6,067.00 (+3.59%) Additional exemption filed	$379,747 (+3%)	$699,270 (+25.83%) Land $265,000 Building $434,270
2022	$5,857.00 Homeowner's exemption	$368,687	$555,720 Land $218,000 Building $337,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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