6969 Osceola Rd, Morrow, OH 45152 Property Records

Warren County property record for 6969 Osceola Rd, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1994
Lot Size	2.77 acres (120,879 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Oct 2019)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`18-17-300-016-0`

Property Details

APN / Parcel Number

Primary APN	`18-17-300-016-0`
Alternative APNs	`1817300016` `3515869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Lot Area	120,879 sqft (2.77 acres)
Garage Type	Pole Building Garage
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3515869
Old Parcel Number	1817300016
Street Address	6969 OSCEOLA RD
City	MORROW
State	OH
Zip	45152-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS-2225 2.7750 AC.
Legal Subdivision	HARLAN
Legal Block	300
Jurisdiction	WARREN OH
Township / Civil Division	HARLAN
Census Block Group	1
Census Block	1028
Census Tract	32400

Owner

6969 Osceola Rd is owned and occupied by an individual who bought it in October 2019.

Source: Warren County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6969 OSCEOLA RD, MORROW, OH 45152-9489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	0005308617
Deed Book / Page	5308 / 617
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 30, 2019
Property Address	6969 OSCEOLA RD, MORROW, OH 45152-9489
Document Number	0000032496
Instrument Date	Oct 28, 2019
Instrument	2019-032496
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552

Mortgage

Document Number	0000032497
Date	Oct 30, 2019
Instrument	2019-032497

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6969 Osceola Rd was $3,060.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Harlan Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00	$69,129 Land $31,308 Building $37,821	$197,510 Land $89,450 Building $108,060
2023	$2,339.00 (+1.26%) Homeowner's exemption	$51,912 (-) Land $18,403 Building $33,509
2022	$2,310.00 Homeowner's exemption	$51,912 Land $18,403 Building $33,509	$148,320 (-) Land $52,580 Building $95,740
2021			$148,320 Land $52,580 Building $95,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6969 Osceola Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6969 Osceola Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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