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6968 Ripple Pond Loop, Zephyrhills, FL 33541 Property Records

Pasco County property record for 6968 Ripple Pond Loop, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,787 sqft · built 2023
Lot Size0.065 acres (2,843 sqft)
OwnerIndividual Name on Record
Last Sale$283,300 (Nov 2023)
Tax Bill$7,117 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-26-21-0140-00100-0480

Property Details

APN / Parcel Number

Primary APN04-26-21-0140-00100-0480

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,787 sqft Living Area
Gross Area2,161 sqft
Upper Floors Area1,043 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,843 sqft (0.065 acres)
Garage Area280 sqft
DrivewayDriveway
Driveway Area340 sqft
PorchFinished/Screened Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address6968 RIPPLE POND LOOP
CityZEPHYRHILLS
StateFL
Zip33541-4829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0PUD
Legal DescriptionABBOTT SQUARE PHASE 1A PB 89 PG 28 BLOCK 1 LOT 48
Legal Phase1A
Legal Block1
Legal Lot Number48
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group3
Census Block3013
Census Tract32901

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6968 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Deed Document Number2023208845
Deed Book / Page10923 / 2742
Record UpdatedJun 8, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateNov 30, 2023
Property Address6968 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4829
Document Number0109232742
Book / Page10923 / 2742
Map ReferenceMB 89 PG 28
Instrument DateNov 17, 2023
Instrument2023208845
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,983.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

NameVerified Name
Address6968 RIPPLE POND LOOP, ZEPHYRHILLS, FL 33541-4829

Mortgage

Document Number0109232746
DateNov 30, 2023
Instrument10923/2746
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
MunicipalityZephyrhills City
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,117.00 (+212.42%) Homeowner's exemption$234,170 (+583.05%) Land $31,053 Building $203,117$234,170 (+583.05%) Land $31,053 Building $203,117
2023$2,278.00 (+659.33%)$34,283 (+15%) Land $34,283$34,283 (+15%) Land $34,283
2022$300.00$13,713$13,713 Land $13,713

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims5 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ZEPHYRHILLS
serves 29,117 people · EPA ID FL6512020
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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