6966 Summerfield Rd, Temperance, MI 48182 Property Records

Monroe County property record for 6966 Summerfield Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1940
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2026)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-525-035-00`

Property Details

APN / Parcel Number

Primary APN	`02-525-035-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	376 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6966 SUMMERFIELD RD
City	TEMPERANCE
State	MI
Zip	48182-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD FARMS LOT 40 EXC COM @ NE COR OF LOT 40 TH S 47D 30M W 222.64 FT TH N 1D 10M E 103.69 FT TH N 47D 30M E 74.86 FT
Legal Subdivision	SUMMERFIELD FARMS
Legal Lot Number	40
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2005
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6966 SUMMERFIELD RD, TEMPERANCE, MI 48182-1361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST MORTGAGE INVESTMENTS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	202611319
Prior Transfer Date	Jul 17, 2012
Prior Transfer Doc	201217493
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 26, 2026
Property Address	6966 SUMMERFIELD RD, TEMPERANCE, MI 48182-1361
Document Number	0000011319
Instrument Date	Jun 23, 2026
Instrument	202611319
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6966 SUMMERFIELD RD, TEMPERANCE, MI 48182-1361

Mortgage

Document Number	0000011444,
Date	Jun 26, 2026
Instrument	202611444

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000011445,
Date	Jun 29, 2026
Instrument	202611445

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 16, 2021
Property Address	6966 SUMMERFIELD RD, TEMPERANCE, MI 48182-1361
Document Number	2021R23970
Map Reference	LB 4 PG 16
Instrument Date	Sep 8, 2021
Instrument	2021R23970
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6966 SUMMERFIELD RD, 6966, TEMPERANCE, MI 48182-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6966 SUMMERFIELD RD, TEMPERANCE, MI 48182-1361

Mortgage

Document Number	2021R23971
Date	Sep 16, 2021
Instrument	2021R23971

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,800 (+2.91%) Land $77,800	$155,600 (+2.91%) Land $155,600
2025	$1,540.00 (+11.35%) Homeowner's exemption	$75,600 (+46.23%) Land $75,600	$151,200 (+46.23%) Land $151,200
2023	$1,383.00 Homeowner's exemption	$51,700	$103,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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