6966 Co Rd 4702, Commerce, TX 75428 Property Records

Hunt County property record for 6966 Co Rd 4702, Commerce, TX 75428

Property Summary

Property Type	Mobile Home
Details	2,304 sqft · built 2009
Lot Size	17.2 acres (752,630 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,660 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0226-0110-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0226-0110-0000-30`
Alternative APN	`R23247`

Interior

Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,304 sqft
Flooring	Other

Exterior

Year Built	Built 2009
Architectural Style	Mobile/Manufactured
Lot Area	752,630 sqft (17.2 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	3,160 sqft
Deck Area	432 sqft
Shed	1 Shed
Shed Area	288 sqft

Location & Zoning

Account Number	R23247
Street Address	6966 COUNTY ROAD 4702
City	COMMERCE
State	TX
Zip	75428-5538
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A0226 DOUBT D,TRACT 11, ACRES 17.278
Legal Subdivision	DOUBT D
Legal Tract	11
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2060
Census Tract	960100

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6966 COUNTY ROAD 4702, COMMERCE, TX 75428-5538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2020	Vendor's Lien, Transfer · Conventional Mortgage CYPRESS BANK
Nov 14, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022
Deed Sale	Apr 7, 2022
Deed Document Number	0020228765
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	2020-03145
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	6966 COUNTY ROAD 4702, COMMERCE, TX 75428-5538
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008766
Date	Apr 13, 2022
Instrument	2022-08766

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Feb 24, 2020
Property Address	6966 COUNTY ROAD 4702, COMMERCE, TX 75428-5538
Document Number	0000003145
Map Reference	VOL 760 PG 99
Instrument Date	Feb 19, 2020
Instrument	2020-03145
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	MEMBERS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6966 COUNTY ROAD 4702, COMMERCE, TX 75428-5538

Mortgage

Document Number	0000003146
Date	Feb 24, 2020
Instrument	2020-03146

Lender

Name	CYPRESS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	2%
Index	1-Year CMT
Max Rate	12%

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HUNT TX
Recording Date	Nov 14, 2018
Property Address	6966 COUNTY ROAD 4702, COMMERCE, TX 75428-5538
Document Number	0000017155
Instrument Date	Nov 6, 2018
Instrument	17155
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2155 LOUISIANA BLVD NE #8000 ALBUQUERQUE NM 871105483, 8000, ALBUQUERQUE, NM 87110-5483

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,390 (-0.37%) Land $238,730 Building $236,660	$475,390 (-0.37%) Land $238,730 Building $236,660
2024	$7,660.00 (+106.86%)
2023		$477,170 Land $208,100 Building $269,070	$477,170 Land $208,100 Building $269,070
2022	$3,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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