6965 Westgate Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 6965 Westgate Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,782 sqft · built 1977
Lot Size	0.804 acres (35,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054F-D-035.00`

Property Details

APN / Parcel Number

Primary APN	`054F-D-035.00`
Alternative APNs	`05054FD054F03500` `032054F D 03500`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,257 sqft
Basement Area	1,175 sqft
Finished Basement	525 sqft
Unfinished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,000 sqft (0.804 acres)
Lot Dimensions	347 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6965 WESTGATE CIR
City	TALBOTT
State	TN
Zip	37877-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTGATE #2 PB: G PG: 7 LOT: 35R 100X347.15
Legal Subdivision	WESTGATE #2
Legal Lot Number	35R
Jurisdiction	HAMBLEN TN
Township / Civil Division	12
Census Block Group	2
Census Block	2039
Census Tract	101100

Owner

6965 Westgate Cir is owned and occupied by two individuals who acquired it in March 2004.

Source: Hamblen County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6965 WESTGATE CIR, TALBOTT, TN 37877-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMPLOYEES CU
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2004
Deed Sale	Mar 31, 2004
Prior Sale	Mar 18, 1997 · Amount on File
Deed Book / Page	1035 / 781
Transfer Doc	0004420192
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	6965 WESTGATE CIR, TALBOTT, TN 37877-8411
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1923637
Date	Aug 13, 2021
Book Page	1923/637
Instrument	21007414

Lender

Name	KNOXVILLE TVA EMPLOYEES CU
Type	Credit Union
Address	KNOXVILLE, TN 37932

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMBLEN TN
Recording Date	Sep 30, 2020
Property Address	6965 WESTGATE CIR, TALBOTT, TN 37877-8411
Document Number	0000186747
Book / Page	1867 / 47
Map Reference	CAB G SL 7
Instrument Date	Sep 25, 2020
Instrument	20007657
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6965 WESTGATE CIR, TALBOTT, TN 37877-8411

Mortgage

Document Number	0020007658
Date	Sep 30, 2020
Instrument	20007658

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6965 Westgate Cir was $1,001.

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,001.00	$68,075 Land $10,200 Building $57,875	$272,300 Land $40,800 Building $231,500
2023		$35,750 (-) Land $7,250 Building $28,500
2022	$704.00	$35,750 Land $7,250 Building $28,500	$143,000 Land $29,000 Building $114,000
2020			$143,000 Land $29,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6965 Westgate Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6965 Westgate Cir is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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