Callaway County property record for 6965 Erfie Dr, Fulton, MO 65251
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,486 sqft · built 1995 |
| Lot Size | 27 acres (1,176,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-06.0-24.0-00-000-018.000 |
| Primary APN | 13-06.0-24.0-00-000-018.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 1,176,120 sqft (27 acres) |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 120 sqft |
| Lean-To | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 1306024000000018000 |
|---|---|
| Street Address | 6965 ERFIE DR |
| City | FULTON |
| State | MO |
| Zip | 65251-6466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT S 1/2 NE 1/4 & PT SE 1/4 SW 1/4 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 70200 |
6965 Erfie Dr, a rural home, is owned and occupied by two individuals.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6965 ERFIE DR, FULTON, MO 65251-6466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000030710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6965 ERFIE DR, FULTON, MO 65251-6466 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000508/876 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 508/876 |
| Instrument | 202304485 |
| Name | THE CALLAWAY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 6965 ERFIE DR, FULTON, MO 65251-6466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 245/294 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 245/294 |
| Instrument | 202007525 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 6965 Erfie Dr was $947, up 0.1% from the year before.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | South Callaway County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $947.00 (+0.11%) | $22,782 (-) | $128,430 (-) |
| 2024 | $946.00 (+0.32%) | $22,782 (-) | $128,430 (-) |
| 2023 | $943.00 (+6.31%) | $22,782 (+14.42%) | $128,430 |
| 2022 | $887.00 | $19,911 Land $1,408 Building $18,503 | |
| 2021 | $113,320 Land $8,820 Building $104,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6965 Erfie Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6965 Erfie Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Callabyte Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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