6965 Cobblestone Dr, Memphis, TN 38125 Property Records

Shelby County property record for 6965 Cobblestone Dr, Memphis, TN 38125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1981
Lot Size	0.276 acres (12,036 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2019)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3507-A0-0119`

Property Details

APN / Parcel Number

Primary APN	`09-3507-A0-0119`
Alternative APN	`D0241G A00119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,036 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6965 COBBLESTONE DR
City	MEMPHIS
State	TN
Zip	38125-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SS COBBELSTONE DR COR GERMANTOWN RD EXTD SE
Legal Subdivision	GEORGETOWN VILLAGE
Legal Lot Number	1
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	2
Census Block	2008
Census Tract	21744

Owner

6965 Cobblestone Dr is owned and occupied by an individual who bought it in October 2019.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6965 COBBLESTONE DR, MEMPHIS, TN 38125-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK
Oct 8, 2019	Warranty Deed, Subdivision Related Transfer BANCORPSOUTH
Apr 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Apr 24, 2019 · Amount on File
Deed Document Number	2019104797
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	6965 COBBLESTONE DR, MEMPHIS, TN 38125-2613
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	BAYMARK TITLE AND ESCROW, BAYMARK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021105510
Date	Aug 24, 2021
Instrument	21105510

Lender

Name	PATRIOT BANK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 8, 2019
Property Address	6965 COBBLESTONE DR, MEMPHIS, TN 38125-2613
Document Number	0000104797
Instrument Date	Sep 27, 2019
Instrument	104797
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2019
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6965 COBBLESTONE DR MEMPHIS TN 381252613, MEMPHIS, TN 38125-2613

Mortgage

Document Number	104798
Date	Oct 8, 2019
Instrument	104798

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 24, 2019
Property Address	6965 COBBLESTONE DR, MEMPHIS, TN 38125-2613
Document Number	0000040159
Instrument Date	Apr 17, 2019
Instrument	40159
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$340.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1099 HARPETH DR MEMPHIS TN 381348027, MEMPHIS, TN 38134-8027

Tax Assessment & Valuation

The 2025 property tax bill for 6965 Cobblestone Dr was $1,796.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,796.00	$66,800 Land $13,300 Building $53,500	$267,200 Land $53,200 Building $214,000
2023		$43,375 Land $6,850 Building $36,525
2022	$2,642.00
2021			$173,500 Land $27,400 Building $146,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6965 Cobblestone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6965 Cobblestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cobblestone Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures