Hamilton County property record for 6965 Charming Pl, Hixson, TN 37343
| Property Type | Commercial |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $574,790 (May 2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 092J I 001 |
| Primary APN | 092J I 001 |
|---|
| Street Address | 6965 CHARMING PL |
|---|---|
| City | HIXSON |
| State | TN |
| Zip | 37343-4790 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LT 229 FARMSTEAD PHASE 2A PB 134 PGS 21-23 OUT OF 092 059 FOR 2025 |
| Legal Subdivision | FARMSTEAD, PHASE 2-A |
| Legal Phase | 2A |
| Legal Lot Number | 229 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10411 |
6965 Charming Pl, a commercial property, is owned by two individuals who bought it in May 2026.
Source: Hamilton County records, as of May 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6965 CHARMING PL, HIXSON, TN 37343-4790 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2025 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Nov 13, 2025 · Amount on File |
| Deed Document Number | 2026209 |
| Deed Book / Page | 14289 / 645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 6, 2026 |
| Document Number | 0000000209 |
| Book / Page | 14289 / 645 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.209 |
| Record Updated | May 14, 2026 |
| Title Company | WARRANTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214,798.72 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000210, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.6.210 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 13, 2025 |
| Property Address | CHARMING PL, HIXSON, TN 37343 |
| Document Number | 0000000066 |
| Book / Page | 14105 / 483 |
| Map Reference | MB 134 PG 21 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025111300066 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 2, 2026 |
| Title Company | UNKNOWN, WARRANTY TTL LLC DBA WARRANT |
| Amount | Amount on Record |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1644 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1908 |
| Investor | Possibly a Property Investor |
| Document Number | 0014105485 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 14105/485 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 6, 2026 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $26,250 | $105,000 Land $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6965 Charming Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (1994–2002) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6965 Charming Pl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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