6964 Silverado Ter, Lake Worth, FL 33463 Property Records

Palm Beach County property record for 6964 Silverado Ter, Lake Worth, FL 33463

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,336 sqft · built 2000
Lot Size	0.111 acres (4,857 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2017)
Tax Bill	$5,195 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-02-10-000-2040`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-02-10-000-2040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,336 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	4,857 sqft (0.111 acres)
Garage Area	286 sqft
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6964 SILVERADO TER
City	LAKE WORTH
State	FL
Zip	33463-7391
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RS
Legal Description	WINSTON TRAILS PAR 11 LT 204
Legal Range	42E
Legal Township	45S
Legal Section	02
Legal Subdivision	WINSTON TRAILS
Legal Lot Number	204
Legal Unit	11
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1009
Census Tract	5917

Owner

6964 Silverado Ter, a zero lot line, is owned and occupied by an individual who bought it in April 2017.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6964 SILVERADO TER, LAKE WORTH, FL 33463-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Apr 4, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Oct 1, 2009 · Amount on File
Deed Document Number	20170115060
Deed Book / Page	28990 / 1593
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6964 SILVERADO TER, LAKE WORTH, FL 33463-7391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6964 SILVERADO TER, LAKE WORTH, FL 33463-7391

Mortgage

Document Number	0317611395
Date	Sep 21, 2020
Book Page	31761/1395
Instrument	20200350805

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6964 SILVERADO TER, LAKE WORTH, FL 33463-7391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0294001803
Date	Oct 13, 2017
Book Page	29400/1803
Instrument	20170361773

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 12, 2037

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 4, 2017
Property Address	6964 SILVERADO TER, LAKE WORTH, FL 33463-7391
Document Number	0289901593
Book / Page	028990 / 001593
Instrument Date	Mar 14, 2017
Instrument	115060
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	TOWN CENTER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6964 SILVERADO TER LAKE WORTH FL 334637391, LAKE WORTH, FL 33463-7391

Mortgage

Document Number	289901594
Date	Apr 4, 2017
Book Page	028990/001594
Instrument	115061

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6964 Silverado Ter was $5,195 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,195.00 Homeowner's exemption	$241,441	$345,387 Land $160,685 Building $184,702
2023	$5,023.00 (+38.26%) Homeowner's exemption	$227,803 (+3%)	$347,529 (+8.74%) Land $127,680 Building $219,849
2022	$3,633.00 Homeowner's exemption	$221,168	$319,606 Land $121,121 Building $198,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6964 Silverado Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	5 (1999–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6964 Silverado Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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