6964 Mount Vernon St, Lemon Grove, CA 91945 Property Records

San Diego County property record for 6964 Mount Vernon St, Lemon Grove, CA 91945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1986
Lot Size	0.37 acres (16,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jan 2024)
Tax Bill	$12,072 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`479-410-18-00`

Property Details

APN / Parcel Number

Primary APN	`479-410-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	16,100 sqft (0.37 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6964 MOUNT VERNON ST
City	LEMON GROVE
State	CA
Zip	91945-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 45 POR TR LS0005
Legal Subdivision	RANCHO MISSION
Legal Tract	LS0005
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	14200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6964 MOUNT VERNON ST, LEMON GROVE, CA 91945-3433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 5, 2023	Grant Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Document Number	202424735
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2024
Property Address	6964 MOUNT VERNON ST, LEMON GROVE, CA 91945-3433
Document Number	0000024735
Map Reference	MAP 5
Instrument Date	Jan 11, 2024
Instrument	2024-0024735
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6964 MOUNT VERNON ST, LEMON GROVE, CA 91945-3433

Mortgage

Document Number	0000024736
Date	Jan 30, 2024
Instrument	2024-0024736

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2023
Property Address	6964 MOUNT VERNON ST, LEMON GROVE, CA 91945-3433
Document Number	0000118635
Map Reference	MAP 5
Instrument Date	Apr 12, 2023
Instrument	2023-0118635
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4485 KANSAS ST UNIT 4, 4, SAN DIEGO, CA 92116-4213

Mortgage

Document Number	0000118636
Date	May 5, 2023
Instrument	2023-0118636

Lender

Name	DEEPHAVEN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Lemon Grove City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,350 (+2%) Land $639,846 Building $270,504
2025	$12,072.00 (+1,624.57%)	$892,500 (+370.29%) Land $627,300 Building $265,200
2023	$700.00 (+0.14%)	$189,777 Land $62,189 Building $127,588
2022	$699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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