6964 Clayborne Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6964 Clayborne Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,504 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Nov 2010)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A983000794`

Property Details

APN / Parcel Number

Primary APN	`A983000794`
Alternative APN	`3-157D-7818-00-0019.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,504 sqft Living Area
Gross Area	5,492 sqft
1st Floor Area	2,028 sqft
Basement Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A983000794
Street Address	6964 CLAYBORNE DR
City	O FALLON
State	MO
Zip	63368-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FIELDSTONE FARMS #2 LOT 19
Legal Subdivision	FIELDSTONE FARMS #2
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4017
Census Tract	311151

Owner

6964 Clayborne Dr is owned and occupied by an individual who acquired it in March 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6964 CLAYBORNE DR, O FALLON, MO 63368-6202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 16, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Mar 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 11, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2010 · Amount on File
Deed Sale	Nov 12, 2010 · Amount on File
Prior Sale	Oct 5, 2000 · Amount on File
Deed Document Number	2010761300
Deed Book / Page	5492 / 1101
Last Transfer Date	Mar 2, 2020
Transfer Doc	0072401064
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6964 CLAYBORNE DR, O FALLON, MO 63368-6202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072901031
Date	May 8, 2020
Book Page	7290/1031
Instrument	20200508000296820

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6964 CLAYBORNE DR, O FALLON, MO 63368-6202
Document Number	0000091669
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6964 CLAYBORNE DR O FALLON MO 633686202, O FALLON, MO 63368-6202

Mortgage

Document Number	0000091669
Date	Nov 24, 2020
Instrument	91669

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2020
Property Address	6964 CLAYBORNE DR, O FALLON, MO 63368-6202
Document Number	0072401064
Book / Page	007240 / 001064
Instrument Date	Mar 2, 2020
Instrument	127570
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6964 CLAYBORNE DR O FALLON MO 633686202, O FALLON, MO 63368-6202

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6964 CLAYBORNE DR, O FALLON, MO 63368-6202
Document Number	0067441511
Book / Page	006744 / 001511
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6964 CLAYBORNE DR O FALLON MO 633686202, O FALLON, MO 63368-6202

Mortgage

Document Number	0067441511
Date	May 17, 2017
Book Page	006744/001511
Instrument	300790

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6964 Clayborne Dr was $6,144, up 9.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,662 (-)	$508,749 (-) Land $80,000 Building $428,749
2025	$6,144.00 (+9.64%)	$96,662	$508,749 Land $80,000 Building $428,749
2024	$5,604.00
2023		$87,334
2022			$459,653 Land $60,000 Building $399,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6964 Clayborne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6964 Clayborne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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