6963 Saga Dr, Flint, TX 75762 Property Records

Smith County property record for 6963 Saga Dr, Flint, TX 75762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$2,084 (2023)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R145733`

Property Details

APN / Parcel Number

Primary APN	`R145733`
Alternative APN	`1-79935-0004-00-028000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Heated Area
1st Floor Area	1,492 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R145733
Street Address	6963 SAGA DR
City	FLINT
State	TX
Zip	75762-8866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RANCH BLOCK 4 LOT 28
Legal Subdivision	THE RANCH
Legal Block	4
Legal Lot Number	28
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1022
Census Tract	1914

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6701 SHIRLEY AVE, AUSTIN, TX 78752-3517
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Dec 29, 2017	Grant Deed, Mortgage · Line of Credit ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023
Deed Sale	Dec 12, 2023
Prior Sale	Aug 23, 2023
Deed Document Number	202336441
Prior Transfer Date	Feb 3, 2014
Prior Transfer Doc	0000004713
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	6963 SAGA DR, FLINT, TX 75762-8866
Document Number	0000025341
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 800 WHITEHOUSE TX 757910800, WHITEHOUSE, TX 75791-0800

Mortgage

Document Number	0000025341
Date	Jul 21, 2020
Instrument	25341

Lender

Name	ALTRA FCU
Type	Credit Union
Address	2715 LOSEY BLVD S, LA CROSSE, WI 54601-7409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SMITH TX
Recording Date	Dec 29, 2017
Property Address	6963 SAGA DR, FLINT, TX 75762-8866
Instrument Date	Dec 28, 2017
Instrument	53162
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 800 WHITEHOUSE TX 757910800, WHITEHOUSE, TX 75791-0800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053162
Date	Dec 29, 2017
Instrument	53162

Lender

Name	ALTRA FCU
Type	Credit Union
Address	2715 LOSEY BLVD S, LA CROSSE, WI 54601-7409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,826 (+8.26%) Land $23,931 Building $247,895	$271,826 (+8.26%) Land $23,931 Building $247,895
2025	Additional exemption filed	$251,092 (+20.17%) Land $23,931 Building $227,161	$251,092 (+20.17%) Land $23,931 Building $227,161
2023	$2,084.00 (-40.81%)	$208,940 Land $28,599 Building $180,341	$208,940 Land $28,599 Building $180,341
2022	$3,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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