6963 Cay Ct, Naples, FL 34113 Property Records

Collier County property record for 6963 Cay Ct, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,618 sqft · built 2016
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2020)
Tax Bill	$7,033 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`427515 3045B19`

Property Details

APN / Parcel Number

Primary APN	`427515 3045B19`
Alternative APN	`52505037908`

Interior

Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	4,792 sqft (0.11 acres)
Pool Area	176 sqft
Deck Area	244 sqft

Location & Zoning

Street Address	6963 CAY CT
City	NAPLES
State	FL
Zip	34113-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLES OF COLLIER PRESERVE PHASE 3 LOT 304
Legal Range	26
Legal Township	50
Legal Section	19
Legal Subdivision	ISLES OF COLLIER PRESERVE PH 3
Legal Phase	3
Legal Tract	427515
Legal Block	1
Legal Lot Number	304
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10808

Owner

Source: Collier County records · APN 427515 3045B19

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	356 FARM TO MARKET RD, HALFMOON, NY 12065-2604
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2020 · Amount on Record
Deed Sale	Oct 09, 2020 · Amount on Record
Prior Sale	Jan 27, 2016 · Amount on Record
Deed Document Number	20205936047
Deed Book / Page	5828 / 381
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 09, 2020
Property Address	6963 CAY CT, NAPLES, FL 34113-8224
Document Number	0058280381
Book / Page	5828 / 381
Map Reference	MB 57 PG 66-75
Instrument Date	Oct 06, 2020
Instrument	5936047
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 JUNIPER LN, 505, FAYETTEVILLE, GA 30214-4366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6963 CAY CT, NAPLES, FL 34113-8224

Mortgage

Document Number	0005828383
Date	Oct 09, 2020
Instrument	5828/383

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,033.00 (+10.1%)	$611,344 (+21%)	$693,352 (-3.94%) Land $270,215 Building $423,137
2023	$6,388.00 (+8.58%)	$505,243 (+1%)	$721,788 (+20.77%) Land $329,171 Building $392,617
2022	$5,883.00	$459,312	$597,666 Land $196,029 Building $401,637

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210108081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 106 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lumen Technologies Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.