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6962 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6962 Towering Spruce Dr, Riverview, FL 33578 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,176 sqft · built 2008
OwnerOwner Name on File
Last Sale$100,000 (Jun 2009)
Tax Bill$1,808 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN0761511446

Property Details

APN / Parcel Number

Primary APN0761511446
Alternative APN
  • U1830209CO000039000010

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,176 sqft Heated Area
1st Floor Area548 sqft
2nd Floor Area1,096 sqft
Upper Floors Area80 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0761511446
Street Address6962 TOWERING SPRUCE DR
CityRIVERVIEW
StateFL
Zip33578-8865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOAK CREEK PARCEL 2 UNIT 2A LOT 1 BLOCK 39
Legal Range20E
Legal Township30S
Legal Section18
Legal SubdivisionOAK CREEK PARCEL 2 UNIT 2A
Legal Block39
Legal Lot Number1
Legal Unit2A
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPALM RIVER-GIBSONTON
Census Block Group3
Census Block3023
Census Tract13702

Owner

Source: Hillsborough County records · APN 0761511446

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address6962 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 29, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
USF FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2009 · Amount on Record
Deed SaleJun 03, 2009 · Amount on Record
Deed Document Number2009180568
Deed Book / Page19287 / 1048
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6962 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Transaction TypeMortgage
Record UpdatedMay 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6962 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number2021196959
DateApr 20, 2021
Instrument2021196959
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 01, 2041

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address6962 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0256540584
DateMar 29, 2018
Book Page25654/0584
Instrument2018122546
Lender
NameUSF FCU
TypeCredit Union
AddressTAMPA, FL 33612
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term133 Months
DueApr 01, 2029

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,808.00 (+7.36%) Homeowner's exemption$82,631 (+5.99%)$180,470 (+5.05%) Land $18,047 Building $162,423
2023$1,684.00 (+2.18%) Homeowner's exemption$77,963 (+3%)$171,794 (+10.27%) Land $17,179 Building $154,615
2022$1,648.00 Homeowner's exemption$75,692$155,792 Land $15,579 Building $140,213

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570137023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 208 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies208 in force
Nearby Flood Claims27 (2008–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 13 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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