6962 State Hwy 98, Simms, TX 75574 Property Records

Bowie County property record for 6962 State Hwy 98, Simms, TX 75574

Property Summary

Property Type	Single Family Home
Details	2,440 sqft · built 1996
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Tax Bill	$3,376 (2021)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05060000200`

Property Details

APN / Parcel Number

Primary APN	`05060000200`
Alternative APN	`13140`

Interior

Building Area	2,440 sqft Living Area
Gross Area	2,992 sqft

Exterior

Year Built	Built 1996
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Porch
Porch Area	28 sqft

Location & Zoning

Account Number	05060000200
Street Address	6962 STATE HIGHWAY 98
City	SIMMS
State	TX
Zip	75574-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WISEMAN CURBOW A-122 2017-2505 03/08/17 BLK/TRACT TR 2 2.69 ACRES
Legal Subdivision	WISEMAN CURBOW A-122
Legal Tract	2
Legal Block	TR
Jurisdiction	BOWIE TX
Township / Civil Division	DALBY SPRINGS-SIMMS
Census Block Group	1
Census Block	1004
Census Tract	11700

Owner

6962 State Hwy 98 is owned and occupied by an individual who acquired it in September 2023.

Source: Bowie County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	6962 STATE HIGHWAY 98, SIMMS, TX 75574-3831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 8, 2017	Vendor's Lien, Transfer · FHA Mortgage FIRST CHOICE LOAN SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023
Deed Sale	Sep 12, 2023
Prior Sale	Mar 8, 2017
Deed Document Number	2023-00008811
Record Updated	Jun 7, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BOWIE TX
Recording Date	Sep 12, 2023
Property Address	6962 STATE HIGHWAY 98, SIMMS, TX 75574-3831
Document Number	202300008811
Map Reference	DOC 2016-6590
Instrument Date	Sep 8, 2023
Instrument	2023-00008811
Transaction Type	Transfer
Record Updated	Nov 30, 2023
Title Company	TWIN CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 FORSYTH CIR, TEXARKANA, TX 75503-1277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6962 STATE HIGHWAY 98, SIMMS, TX 75574-3831

Mortgage

Document Number	202300008812
Date	Sep 12, 2023
Instrument	2023-00008812

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BOWIE TX
Recording Date	Mar 8, 2017
Property Address	6962 STATE HIGHWAY 98, SIMMS, TX 75574-3831
Document Number	201702505
Map Reference	DOC2016-6590
Instrument Date	Feb 22, 2017
Instrument	2017-02505
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6962 STATE HIGHWAY 98, SIMMS, TX 75574-3831

Mortgage

Document Number	201702506
Date	Mar 8, 2017
Instrument	2017-02506

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Bowie County assessment roll, as of September 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Unified School District	Simms Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$371,818 Land $21,485 Building $350,333	$371,818 Land $21,485 Building $350,333
2021	$3,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6962 State Hwy 98 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6962 State Hwy 98 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL BOWIE COUNTY WSC serves 9,210 people · EPA ID TX0190024
Water Source	Purchased surface water from TEXARKANA WATER UTILITIES
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 98

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