6962 Lower Gurley Rd, Potts Camp, MS 38659 Property Records

Benton County property record for 6962 Lower Gurley Rd, Potts Camp, MS 38659

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 960 sqft · built 2013
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0240-03-000-041.02`

Property Details

APN / Parcel Number

Primary APN	`1-0240-03-000-041.02`
Alternative APN	`24268`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Hardwood
Interior Walls	Metal
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	24268
Street Address	6962 LOWER GURLEY RD
City	POTTS CAMP
State	MS
Zip	38659-8282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR NE 1/4
Legal Range	01W
Legal Township	05
Legal Section	03
Jurisdiction	BENTON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1066
Census Tract	950200

Owner

Source: Benton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6962 LOWER GURLEY RD, POTTS CAMP, MS 38659-8282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2012
Transfer Doc	000185/673
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	6962 LOWER GURLEY RD, POTTS CAMP, MS 38659-8282
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0262/0733
Date	Sep 25, 2020
Book Page	0262/0733
Instrument	202000885

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2045

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	6962 LOWER GURLEY RD, POTTS CAMP, MS 38659-8282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0262/0332
Date	Aug 31, 2020
Book Page	0262/0332
Instrument	202000754

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2045

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	6962 LOWER GURLEY RD, POTTS CAMP, MS 38659-8282
Transaction Type	Mortgage
Record Updated	May 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	260/701
Date	May 11, 2020
Book Page	260/701
Instrument	202000385

Lender

Name	MERCHANTS & FARMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 4, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (+2.16%) Homeowner's exemption	$10,031 (+64.63%)	$86,940 (+42.69%) Land $3,000 Building $83,940
2024	$1,113.00 (+108.43%)
2023	$534.00 Homeowner's exemption	$6,093	$60,930 Land $3,000 Building $57,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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