Martin County property record for 6960 SW Gaines Ave, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,409 sqft · built 1986 |
| Lot Size | 0.622 acres (27,094 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (May 2018) |
| Tax Bill | $8,926 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-410-000-0005.0-1-0000 |
| Primary APN | 55-38-41-410-000-0005.0-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,409 sqft Living Area |
| Gross Area | 2,876 sqft |
| 1st Floor Area | 2,409 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,094 sqft (0.622 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 467 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 545 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 45085 |
|---|---|
| Street Address | 6960 SW GAINES AVE |
| City | STUART |
| State | FL |
| Zip | 34997-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LEAWOOD ESTATES LOT 5 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LEAWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1103 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6960 SW GAINES AVE, STUART, FL 34997-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| May 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | Feb 12, 1992 · Amount on Record |
| Deed Document Number | 20182696081 |
| Deed Book / Page | 2994 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 6960 SW GAINES AVE, STUART, FL 34997-7411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PATCH REEF TITLE |
| Name | Verified Name |
|---|---|
| Address | 6960 SW GAINES AVE, STUART, FL 34997-7411 |
| Document Number | 0031831800 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 3183/1800 |
| Instrument | 2857287 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 22, 2018 |
| Property Address | 6960 SW GAINES AVE, STUART, FL 34997-7411 |
| Document Number | 0029940262 |
| Book / Page | 02994 / 0262 |
| Map Reference | MB8 PG55 |
| Instrument Date | May 18, 2018 |
| Instrument | 2696081 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 MARTIN AVE, 41, STATEN ISLAND, NY 10314-6805 |
| Name | Verified Name |
|---|---|
| Address | 6960 SW GAINES AVE, STUART, FL 34997-7411 |
| Document Number | 0002696082 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2696082 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,926.00 (+6.66%) Additional exemption filed | $539,321 (+5.99%) | $707,310 (-9.12%) Land $427,500 Building $279,810 |
| 2024 | $8,369.00 (+1.81%) | ||
| 2023 | $8,220.00 (+3.49%) Additional exemption filed | $508,857 (+3%) | $778,260 (+23.71%) Land $450,000 Building $328,260 |
| 2022 | $7,943.00 Homeowner's exemption | $494,036 | $629,080 Land $385,200 Building $243,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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