6960 Elm Tree Ln, Orangevale, CA 95662 Property Records

Sacramento County property record for 6960 Elm Tree Ln, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,099 sqft · built 2006
Lot Size	0.211 acres (9,181 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Sep 2019)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-0460-074-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0460-074-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,099 sqft Living Area
1st Floor Area	1,209 sqft
2nd Floor Area	890 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,181 sqft (0.211 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6960 ELM TREE LN
City	ORANGEVALE
State	CA
Zip	95662-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	PARCEL MAP, LOT 3
Legal Subdivision	PARCEL MAP
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8203

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6960 ELM TREE LN, ORANGEVALE, CA 95662-2660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MTG WHOLESALE
May 1, 2020	Quit Claim Deed, Transfer EQUITY PRIME MTG
Sep 27, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	May 4, 2007 · Amount on Record
Deed Book / Page	20190927 / 1033
Prior Transfer Date	Oct 5, 2006
Prior Transfer Doc	2006000186
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6960 ELM TREE LN, ORANGEVALE, CA 95662-2660
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6960 ELM TREE LN, ORANGEVALE, CA 95662-2660

Mortgage

Document Number	0000000303
Date	Jun 16, 2022
Instrument	2022061600303

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6960 ELM TREE LN, ORANGEVALE, CA 95662-2660
Document Number	2101192413
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6960 ELM TREE LN ORANGEVALE CA 956622660, ORANGEVALE, CA 95662-2660

Mortgage

Document Number	2101192413
Date	Jan 19, 2021
Instrument	2101192413

Lender

Name	DIRECT MTG WHOLESALE
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 1, 2020
Property Address	6960 ELM TREE LN, ORANGEVALE, CA 95662-2660
Document Number	2005010621
Instrument Date	Apr 27, 2020
Instrument	2005010621
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6960 ELM TREE LN ORANGEVALE CA 956622660, ORANGEVALE, CA 95662-2660

Mortgage

Document Number	2005010622
Date	May 1, 2020
Instrument	2005010622

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2019
Property Address	6960 ELM TREE LN, ORANGEVALE, CA 95662-2660
Document Number	1909271033
Instrument Date	Sep 26, 2019
Instrument	1909271033
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.80
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6960 ELM TREE LN ORANGEVALE CA 956622660, ORANGEVALE, CA 95662-2660

Mortgage

Document Number	1909271034
Date	Sep 27, 2019
Instrument	1909271034

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,122 (+2%) Land $247,687 Building $344,435
2025	$6,863.00 (+0.97%) Homeowner's exemption	$580,513 (+13.17%) Land $242,831 Building $337,682
2024	$6,797.00 (+11.66%)
2023	$6,087.00 (+0.56%) Homeowner's exemption	$512,972 Land $233,402 Building $279,570
2022	$6,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2009–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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