Caroline County property record for 696 Welsh Dr, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,090 sqft · built 2006 |
| Lot Size | 0.282 acres (12,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Aug 2018) |
| Tax Bill | $2,310 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A6-1 B-392 |
| Primary APN | 51A6-1 B-392 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 937 sqft |
| Basement Area | 937 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,300 sqft (0.282 acres) |
| Terrain | Rolling |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 20135 |
|---|---|
| Street Address | 696 WELSH DR |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT B392 |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | B392 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30502 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 696 WELSH DR, RUTHER GLEN, VA 22546-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Aug 31, 2018 | Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC |
| Jan 9, 2011 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2015 · Amount on Record |
| Deed Document Number | 20183241 |
| Deed Book / Page | 1316 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 696 WELSH DR, RUTHER GLEN, VA 22546-1159 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0250005563 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 250005563 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Aug 31, 2018 |
| Property Address | 696 WELSH DR, RUTHER GLEN, VA 22546-1159 |
| Document Number | 1316259 |
| Book / Page | 1316 / 259 |
| Map Reference | DD205 PG382 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 183241 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | MBH SETTLEMENT GROUP LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 696 WELSH DR, RUTHER GLEN, VA 22546-1159 |
| Investor | Possibly a Property Investor |
| Document Number | 183242 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 183242 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 696 WELSH DR, RUTHER GLEN, VA 22546-1159 |
| Document Number | 1415631 |
| Instrument Date | Jan 9, 2011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 696 WELSH DR RUTHER GLEN VA 225461159, RUTHER GLEN, VA 22546-1159 |
| Document Number | 1415631 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 001415/000631 |
| Instrument | 252 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,310.00 (-99.25%) | $398,200 Land $50,000 Building $348,200 | |
| 2025 | $306,614.00 | $398,200 Land $50,000 Building $348,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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