696 Vanderwood Rd, Libby, MT 59923 Property Records

Lincoln County property record for 696 Vanderwood Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 1979
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Tax Bill	$963 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2021 Mortgage + 1 more
APN	`R569969`

Property Details

APN / Parcel Number

Primary APN	`R569969`
Alternative APNs	`56-4283-32-3-04-09-0000` `0000009077`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	447 ft deep x 113 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009077
Street Address	696 VANDERWOOD RD
City	LIBBY
State	MT
Zip	59923-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN HILLS, S32, T31 N, R31 W, LOT 009, 9077
Legal Range	31W
Legal Township	31N
Legal Section	32
Legal Subdivision	LINCOLN HILLS
Legal Lot Number	9,9077
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3025
Census Tract	300

Owner

696 Vanderwood Rd is owned and occupied by an individual.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	696 VANDERWOOD RD, LIBBY, MT 59923-2929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC
Feb 25, 2020	Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	696 VANDERWOOD RD, LIBBY, MT 59923-2929
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000403/589
Date	Oct 27, 2023
Book Page	403/589
Instrument	308041

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	696 VANDERWOOD RD, LIBBY, MT 59923-2929
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	389/7
Date	Apr 9, 2021
Book Page	389/7
Instrument	292404

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	696 VANDERWOOD RD, LIBBY, MT 59923-2929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO OF MT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	381/324
Date	Feb 25, 2020
Book Page	381/324
Instrument	284266

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 696 Vanderwood Rd was $963.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$963.00	$273,200
2025			$273,200 Land $64,808 Building $208,392
2023	$1,947.00	$278,000	$278,000 Land $64,008 Building $213,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 696 Vanderwood Rd; there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1996–1998)
Claims Outside the SFHA	4 of 8
Most Recent Claim	May 1998 · river or lake flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims Severe Storms, Flooding, And Ice Jams, Feb 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 696 Vanderwood Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Ziply Fiber.

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