696 Scarlet Mtn Rd, Flat Rock, NC 28731 Property Records

Polk County property record for 696 Scarlet Mtn Rd, Flat Rock, NC 28731 · Last verified October 2025

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,360 sqft · built 2008
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on File
Last Sale	$858,000 (Jul 2022)
Tax Bill	$4,751 (2025)
Deeds & Mortgages	Jul 2022 Sale Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P19-9`

Property Details

APN / Parcel Number

Primary APN	`P19-9`
Alternative APN	`35857`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,360 sqft Finished Area

Exterior

Year Built	Built 2008
Architectural Style	Log Home
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	152,460 sqft (3.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	35857
Street Address	696 SCARLET MTN RD
City	FLAT ROCK
State	NC
Zip	28731-4789
Property Category	Other
Property Type	Other > Other Improved
Legal Description	TRACT C 3.5 ACRES, 300 300 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Legal Tract	C
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2016
Census Tract	920201

Owner

Source: Polk County records · APN P19-9

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3910 2ND LOOP RD, CONWAY, SC 29526-4604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2022	Warranty Deed, Transfer
Feb 21, 2022	Warranty Deed, Transfer · Commercial Mortgage RICHARD MASON IRA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Prior Sale	Feb 21, 2022 · Amount on Record
Deed Document Number	0000471570
Deed Book / Page	471 / 570
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 06, 2022
Property Address	696 SCARLET MTN RD, FLAT ROCK, NC 28731-4789
Document Number	000471/570
Book / Page	471 / 570
Map Reference	FILE E PG 1121
Instrument Date	Jul 05, 2022
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Tax	$1,716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 THOMPSON LN, 718, NASHVILLE, TN 37204-3600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 2ND LOOP RD, CONWAY, SC 29526-4604

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 21, 2022
Property Address	696 SCARLET MTN RD, FLAT ROCK, NC 28731-4789
Document Number	00467/1681
Book / Page	467 / 1681
Map Reference	FILE E PG 1121
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 BEVERLY AVE, 208, HENDERSONVILLE, NC 28792-5404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 THOMPSON LN # 108-45, 108, NASHVILLE, TN 37204-3612

Mortgage

Document Number	0004671684
Date	Feb 21, 2022
Instrument	467/1684

Lender

Name	RICHARD MASON IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,751.00 (+187.24%)	$884,682 (+262.29%) Land $142,500 Building $742,182	$884,682 (+262.29%) Land $142,500 Building $742,182
2023	$1,654.00	$244,190 Land $56,250 Building $187,940
2021			$244,190 Land $56,250 Building $187,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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