696 Regent Rd, Cincinnati, OH 45245 Property Records

Clermont County property record for 696 Regent Rd, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,884 sqft · built 1998
Lot Size0.272 acres (11,848 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (May 2019)
Tax Bill$5,035 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-32-14E-458

Property Details

APN / Parcel Number

Primary APN41-32-14E-458

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,884 sqft Living Area
1st Floor Area904 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area11,848 sqft (0.272 acres)
Garage Area400 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area96 sqft
Patio Area26 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address696 REGENT RD
CityCINCINNATI
StateOH
Zip45245-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDINBURGH PLACE D; LOT 197
Legal SubdivisionEDINBURGH PLACE
Legal Lot Number197
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2001
Census Tract41404

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address696 REGENT RD, CINCINNATI, OH 45245-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATI FSLA
Dec 11, 2020Loan Modification, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
RIVERHILLS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleOct 7, 2009 · Amount on Record
Deed Document Number201910835
Deed Book / Page2808 / 5738
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address696 REGENT RD, CINCINNATI, OH 45245-1628
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008929
DateMar 22, 2021
Book Page2873/3898
Instrument202100008929
Lender
NameCINCINNATI FSLA
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address696 REGENT RD, CINCINNATI, OH 45245-1628
Document Number0000035832
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4168 CANNON GATE DR CINCINNATI OH 452451685, CINCINNATI, OH 45245-1685

Mortgage

Document Number0000035832
DateDec 15, 2020
Book Page002862/004700
Instrument35832
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 14, 2035

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMay 29, 2019
Property Address696 REGENT RD, CINCINNATI, OH 45245-1628
Document Number0000010835
Book / Page2808 / 5738
Map ReferenceCAB 6 PG 76&77
Instrument DateMay 15, 2019
Instrument201900010835
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyMATTINGLY FORD TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 REGENT RD, CINCINNATI, OH 45245-1628

Mortgage

Document Number0000010836
DateMay 29, 2019
Instrument201900010836
Lender
NameRIVERHILLS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Mortgage

Document Number0000010837
DateMay 29, 2019
Book Page2808/5761
Instrument201900010837
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,035.00 (-49.2%)$99,650 (-) Land $15,680 Building $83,970
2024$284,700 (-) Land $44,800 Building $239,900
2023$9,911.00 (+146.6%) Homeowner's exemption$99,650 (+44.44%) Land $15,680 Building $83,970$284,700 (+44.44%) Land $44,800 Building $239,900
2022$4,019.00 Homeowner's exemption$68,990 Land $10,850 Building $58,140
2020$197,100 Land $31,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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