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696 Phillips Dr, Freeport, FL 32439 Property Records

Walton County property record for 696 Phillips Dr, Freeport, FL 32439 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,768 sqft Living Area
Lot Size47,742 sqft (1.09 acres)
OccupancyOwner Occupied
Last Sale$445,000 (2026)
Tax Bill$820.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-1S-18-14010-00A-0150
Alternative APNs
  • 29-118-14010-00A-0150
  • 1062272

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
Gross Area2,462 sqft Gross Area
1st Floor1,768 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2016
Exterior MaterialOther Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area47,742 sqft (1.09 acres)
Depth X Width293 ft x 163 ft Depth x Width
Porch Area888 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address696 PHILLIPS DR
CityFREEPORT
StateFL
Zip32439-6155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BLK A THE LANDING UNREC S/D AS: COM AT NE/C OF NE1/4 OF SW1/4, S 01 DEG 15'29W 373 FT MOL TO MHWL OF CREEK & POB, S 01 DEG 15'29W 246FT, N 89 DEG 20'15W 344.38FT TO CURVE, N 00 DEG 12'37E CHORD DIST OF 81.47FT ALG CURVE WITH RADIUS 208.93F
Legal Range018
Legal Township01S
Legal Section29
Legal SubdivisionMHWL OF CREEK
Legal BlockA
Legal Lot Number15
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup3
Census Block3043
Census Tract950501

Owner

Source: Walton County records · APN 29-1S-18-14010-00A-0150

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address696 PHILLIPS DR, FREEPORT, FL 32439-6155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
INNOVATIONS FINANCIAL CU
Mar 01, 2023Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Jun 11, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
AMERISAVE MORTGAGE CORP
Jan 21, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
PRIME LNDG
May 10, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleMar 01, 2023 · Amount on Record
Deed Doc Number20266412
Deed Book / Page3387 / 4843
Record RefreshedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 20, 2026
Property Address696 PHILLIPS DR, FREEPORT, FL 32439-6155
Document Number0033874843
Book / Page3387 / 4843
Instrument DateFeb 20, 2026
Instrument20260006412
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address76 BENT OAK DR, FREEPORT, FL 32439-3245

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 PHILLIPS DR, FREEPORT, FL 32439-6155

Mortgage

Document Number0033874845
DateFeb 20, 2026
Instrument3387/4845
Lender
NameINNOVATIONS FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 01, 2023
Property Address696 PHILLIPS DR, FREEPORT, FL 32439-6155
Document Number0032814908
Book / Page3281 / 4908
Instrument DateFeb 27, 2023
Instrument20230006989
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3023 S BAY BERRY PT, INVERNESS, FL 34450-7543

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 PHILLIPS DR, FREEPORT, FL 32439-6155

Mortgage

Document Number0032814910
DateMar 01, 2023
Instrument3281/4910
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 11, 2021
Property Address696 PHILLIPS DR, FREEPORT, FL 32439-6155
Document Number0032021693
Book / Page3202 / 1693
Instrument DateJun 03, 2021
Instrument20210029612
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1204 E 24TH ST, 1204, LYNN HAVEN, FL 32444-5322

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 PHILLIPS DR, FREEPORT, FL 32439-6155

Mortgage

Document Number32021695
DateJun 11, 2021
Instrument3202/1695
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 21, 2020
Property Address696 PHILLIPS DR, FREEPORT, FL 32439-6155
Document Number0031303905
Book / Page003130 / 003905
Instrument DateJan 21, 2020
Instrument2203
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,743.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address146 CROSSING LN #C SANTA ROSA BEACH FL 324596290, C, SANTA ROSA BEACH, FL 32459-6290

Mortgage

Document Number31303907
DateJan 21, 2020
Book Page003130/003907
Instrument2204
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMay 10, 2017
Property Address696 PHILLIPS DR, FREEPORT, FL 32439-6155
Document Number0030410118
Book / Page3041 / 0118
Instrument DateMay 05, 2017
Instrument20170015243
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address590 SANTA ROSA BLVD UNIT 514, 590, FORT WALTON BEACH, FL 32548-6956

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 PHILLIPS DR, FREEPORT, FL 32439-6155

Mortgage

Document Number0030410120
DateMay 10, 2017
Instrument3041/0120
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$820.00 (+3.4%)$127,858 (-46.08%)$247,194 (+4.25%) Land $48,000 Building $199,194
2024$793.00 (-61.26%)
2023$2,047.00 (+5.68%)$237,117 (+8.71%) Land $43,629 Building $193,488$237,117 (+8.71%) Land $43,629 Building $193,488
2022$1,937.00$218,121 Land $48,429 Building $169,692$218,121 Land $48,429 Building $169,692

Flood & Wildfire

696 Phillips Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation7.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
61st percentile of exposed land nationally · 35th in Florida
Wildfire LikelihoodModerate — about 1 in 599 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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