696 Phelps Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 696 Phelps Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,198 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2022)
Tax Bill	$1,174 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-3N-28-0000-00701-0000`

Property Details

APN / Parcel Number

Primary APN	`12-3N-28-0000-00701-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,198 sqft Heated Area
Gross Area	2,012 sqft
1st Floor Area	1,550 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	168 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	123N280000007010000
Street Address	696 PHELPS RD
City	MILTON
State	FL
Zip	32570-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COMM AT SE COR OF SW4 OF SECTION 12 TOWNSHIP 3 NORTH RANGE 28 WEST TH N 01*06'21E 2646.18 FT TO NE COR OF NE4 OF SW4 TH
Legal Range	28W
Legal Township	03N
Legal Section	12
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2101
Census Tract	10100

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	696 PHELPS RD, MILTON, FL 32570-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Aug 31, 2022	Warranty Deed, Transfer SETCO SERVICES LLC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202264508
Deed Book / Page	4345 / 2092
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 21, 2022
Property Address	696 PHELPS RD, MILTON, FL 32570-9724
Document Number	0043452092
Book / Page	4345 / 2092
Instrument Date	Nov 10, 2022
Instrument	202264508
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9865 RAMHORN CANYON ST, LAS VEGAS, NV 89183-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 PHELPS RD, MILTON, FL 32570-9724

Mortgage

Document Number	0000043461
Date	Nov 21, 2022
Instrument	4346/1

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 31, 2022
Property Address	696 PHELPS RD, MILTON, FL 32570-9724
Document Number	0043220235
Book / Page	4322 / 235
Instrument Date	Aug 31, 2022
Instrument	202250843
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 JACKS BRANCH RD, 200, CANTONMENT, FL 32533-5382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8857 GRISTMILL WAY, MILTON, FL 32583-7550

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	696 PHELPS RD, MILTON, FL 32570-9724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 PHELPS RD, MILTON, FL 32570-9724

Mortgage

Document Number	0039901323
Date	Aug 17, 2020
Book Page	3990/1323
Instrument	202041445

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,174.00 (+2.35%) Homeowner's exemption	$131,737 (+3%)	$164,126 (+0.78%) Land $11,500 Building $152,626
2023	$1,147.00 (-37.39%)	$127,900 (-16.74%)	$162,855 (+6.02%) Land $11,500 Building $151,355
2022	$1,832.00	$153,614	$153,614 Land $10,000 Building $143,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERRYDALE WATER SYSTEM serves 2,800 people · EPA ID FL1570064
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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