Middlesex County and Concord Town property record for 696 Main St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,260 sqft · built 1927 |
| Lot Size | 0.609 acres (26,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $912,745 (Jun 2013) |
| Tax Bill | $219 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:9F B:3852 |
| Primary APN | CONC M:9F B:3852 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 5,502 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,534 sqft (0.609 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2642 |
|---|---|
| Street Address | 696 MAIN ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 3852 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 361100 |
696 Main St is owned and occupied by an individual who bought it in June 2013.
Source: Middlesex County and Concord Town records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Nov 8, 2022 | Deed of Trust, Mortgage · ARM ROCKET MORTGAGE |
| Oct 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Sep 28, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Feb 16, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Dec 6, 2016 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on File |
| Deed Sale | Jun 28, 2013 · Amount on File |
| Prior Sale | Jun 28, 2013 · Amount on File |
| Deed Book / Page | 62136 / 306 |
| Transfer Doc | 6213000306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085375-384 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 85375/384 |
| Instrument | 31739 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080922-224 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 80922/224 |
| Instrument | 165423 |
| Name | ROCKET MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Dec 1, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00083370-1 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 83370/1 |
| Instrument | 118949 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Document Number | 73488-14 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 696 MAIN ST CONCORD MA 017423308, CONCORD, MA 01742-3308 |
| Document Number | 73488-14 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 073488/000014 |
| Instrument | 161524 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Document Number | 72311-497 |
| Instrument Date | Feb 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 696 MAIN ST CONCORD MA 017423308, CONCORD, MA 01742-3308 |
| Document Number | 72311-497 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 072311/000497 |
| Instrument | 28885 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 696 MAIN ST, CONCORD, MA 01742-3308 |
| Document Number | 68719-284 |
| Book / Page | 068719 / 000284 |
| Instrument Date | Dec 6, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | 68719-284 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 068719/000284 |
| Instrument | 2844 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 696 Main St was $219, down 99% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219.00 (-98.99%) | $1,652,600 (-) Land $1,015,900 Building $636,700 | $1,642,075 |
| 2024 | $21,699.00 (+16.49%) | $1,652,600 (+14.98%) Land $1,015,900 Building $636,700 | |
| 2023 | $18,627.00 | $1,437,300 Land $831,100 Building $606,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 696 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1979–2010) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 696 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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