Fond Du Lac County property record for 696 Emerson Ave, Ripon, WI 54971
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,436 sqft · built 2005 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Oct 2023) |
| Tax Bill | $6,304 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-99-WO-020-00 |
| Primary APN | RIP-16-14-99-WO-020-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 2,260 sqft |
| Basement Area | 1,900 sqft |
| Finished Basement | 176 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 20,255 sqft (0.465 acres) |
| Lot Dimensions | 19.3 ft deep x 10.5 ft wide |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Patio Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 696 EMERSON AVE |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S20 T16N R14E WOODSVIEW TERRACE LOT 2 |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 20 |
| Legal Subdivision | WOODSVIEW TERRACE |
| Legal Lot Number | 2 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 41600 |
Source: Fond Du Lac County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 696 EMERSON AVE, RIPON, WI 54971-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit BANK FIRST NA |
| Oct 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA |
| Aug 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Jul 22, 2015 · Amount on Record |
| Deed Document Number | 20231188993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 696 EMERSON AVE, RIPON, WI 54971-1602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001220212 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 1220212 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Oct 20, 2023 |
| Property Address | 696 EMERSON AVE, RIPON, WI 54971-1602 |
| Document Number | 0001188993 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 1188993 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | GUARANTY TITLE SERVICES, GUARANTY TTL SVCS INC APPLET |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 696 EMERSON AVE, RIPON, WI 54971-1602 |
| Document Number | 0001188994 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 1188994 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 696 EMERSON AVE, RIPON, WI 54971-1602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 1087772 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 1087772 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | Pewaukee, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2037 |
Source: Fond Du Lac County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,304.00 (+20.44%) | $265,800 (+8.71%) Land $31,500 Building $234,300 | $409,956 (+42.72%) Land $48,584 Building $361,372 |
| 2023 | $5,234.00 (+3.38%) Homeowner's exemption | $244,500 (-) Land $31,500 Building $213,000 | $287,241 (+11.48%) Land $37,007 Building $250,234 |
| 2022 | $5,063.00 Homeowner's exemption | $244,500 Land $31,500 Building $213,000 | $257,659 Land $33,195 Building $224,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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