696 E 16th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 696 E 16th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,144 sqft · built 1952
Lot Size	0.141 acres (6,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,516 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0147-056-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0147-056-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,160 sqft (0.141 acres)
Lot Dimensions	110 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	696 E 16TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3660 LOT 3
Legal Subdivision	TRACT 3660
Legal Tract	3660
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1000
Census Tract	6301

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	696 E 16TH ST, SAN BERNARDINO, CA 92404-5108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Aug 29, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 30, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020
Deed Sale	Jan 30, 2020
Prior Sale	Mar 8, 1999 · Amount on Record
Deed Document Number	202035106
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	0000035106
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 6, 2026
Property Address	696 E 16TH ST, SAN BERNARDINO, CA 92404-5108
Document Number	0000115516
Instrument Date	Apr 29, 2026
Instrument	2026115516
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 E 16TH ST, SAN BERNARDINO, CA 92404-5108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000115516,
Date	May 6, 2026
Instrument	2026115516

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	696 E 16TH ST, SAN BERNARDINO, CA 92404-5108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000315571
Date	Aug 29, 2018
Instrument	2018-0315571

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 30, 2020
Property Address	696 E 16TH ST, SAN BERNARDINO, CA 92404-5108
Document Number	0000035106
Map Reference	MB 47 PG 98-102
Instrument Date	Jan 23, 2020
Instrument	2020-0035106
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	696 E 16TH ST, SAN BERNARDINO, CA 92404-5108

Mortgage

Document Number	0000035107
Date	Jan 30, 2020
Instrument	2020-0035107

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$191,269 (+2%) Land $33,182 Building $158,087
2025	$2,516.00 (+4.79%)	$187,518 (+4.04%) Land $32,531 Building $154,987
2023	$2,401.00 (-0.08%)	$180,237 Land $31,268 Building $148,969
2022	$2,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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