Ontario County and Phelps Town property record for 696 Cross Rd, Phelps, NY 14532
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,892 sqft · built 1790 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,857 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance Jan 2020 Sale |
| APN | 0567-000-06 |
| Primary APN | 0567-000-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 946 sqft |
| 2nd Floor Area | 946 sqft |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 23,087 sqft (0.53 acres) |
| Porch | Slab |
| Porch Area | 484 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0567-000-06 |
|---|---|
| Street Address | 696 CROSS RD |
| City | PHELPS |
| State | NY |
| Zip | 14532-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | .53 ACRE |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | PHELPS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 50401 |
696 Cross Rd is owned and occupied by two individuals.
Source: Ontario County and Phelps Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 696 CROSS RD, PHELPS, NY 14532-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Jan 10, 2020 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 696 CROSS RD, PHELPS, NY 14532-9651 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | CROSSROADS TITLE, CROSSROADS |
| Name | Verified Name |
|---|
| Document Number | 002930/626 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 2930/626 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Jan 10, 2020 |
| Property Address | 696 CROSS RD, PHELPS, NY 14532-9651 |
| Document Number | 001443/832 |
| Book / Page | 1443 / 832 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 696 Cross Rd was $2,857, up 3.2% from the year before.
Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| County Subdivision | Phelps Town |
| Unified School District | Phelps-Clifton Springs Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,857.00 (+3.18%) | ||
| 2025 | $2,769.00 | $85,500 Land $15,600 Building $69,900 | $118,800 Land $21,676 Building $97,124 |
| 2023 | $85,500 Land $15,600 Building $69,900 | $104,250 Land $19,021 Building $85,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 696 Cross Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 696 Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile.
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