DeSoto County property record for 696 Christys Ct, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2007 |
| Square Footage | 2,756 sqft Adjusted Area |
| Lot Size | 45,165 sqft (1.03 acres) |
| Pool | 512 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,104.00 (2025) |
| Primary APN | 3-08-1-01-04-0-00031-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,756 sqft Adjusted Area |
| 1st Floor | 2,190 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 45,165 sqft (1.03 acres) |
| Depth X Width | 242 ft x 98 ft Depth x Width |
| Pool Area | 512 sqft Pool |
| Patio Area | 448 sqft Patio |
| Street Address | 696 CHRISTYS CT |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7571 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAURELWOOD SEC A LOT 31 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | LAURELWOOD SEC A |
| Legal Lot Number | 31 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-01-04-0-00031-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 696 CHRISTYS CT, HERNANDO, MS 38632-7571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2021 |
| Deed Sale | Mar 09, 2021 |
| Prior Sale | Dec 04, 2012 · Amount on Record |
| Deed Book / Page | 1 / 453 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 696 CHRISTYS CT, HERNANDO, MS 38632-7571 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 696 CHRISTYS CT, HERNANDO, MS 38632-7571 |
| Investor | Possibly a Property Investor |
| Document Number | 5661/25291 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 5661/25291 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 11, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 696 CHRISTYS CT, HERNANDO, MS 38632-7571 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 696 CHRISTYS CT, HERNANDO, MS 38632-7571 |
| Document Number | 005061/488 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 5061/488 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2040 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,104.00 (+20.73%) | $29,223 (+41.21%) Land $3,500 Building $25,723 | $292,232 (+41.22%) Land $35,000 Building $257,232 |
| 2023 | $2,571.00 | $20,694 | $206,936 Land $35,000 Building $171,936 |
696 Christys Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 43rd in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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