696 Ave C SE, Winter Haven, FL 33880 Property Records

Polk County property record for 696 Ave C SE, Winter Haven, FL 33880

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 2,675 sqft · built 1964
Lot Size	0.273 acres (11,901 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2026)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-608500-004100`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-608500-004100`
Alternative APNs	`282826608500004100` `82826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	2,675 sqft
Utility Area	350 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1971
Architectural Style	Duplex Single
Lot Area	11,901 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
View / Lot	Duplex
Garage Type	Carport
Garage Area	1,997 sqft
Carport	Carport
Carport Area	1,997 sqft
Shed	1 Shed
Canopy	665 sqft

Location & Zoning

Street Address	696 AVENUE C SE
City	WINTER HAVEN
State	FL
Zip	33880-3251
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	RE-PLAT OF MAYFAIR SUB PB 25 PG 26 LOT D W 85 FT OF E 170 FT OF N 140 FT
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	RE-PLAT OF MAYFAIR SUB
Legal Block	1
Legal Lot Number	D
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1047
Census Tract	13902

Owner

696 Ave C SE, a duplex, is owned by two individuals who bought it in July 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	503 WINTHROP PL, HAINES CITY, FL 33844-8164
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Mar 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Mar 21, 2022 · Amount on File
Deed Document Number	2026160095
Deed Book / Page	14063 / 2294
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 6, 2026
Property Address	696 AVENUE C SE, WINTER HAVEN, FL 33880-3251
Document Number	0000160095
Book / Page	14063 / 2294
Instrument Date	Jul 2, 2026
Instrument	2026160095
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 WINTHROP PL, HAINES CITY, FL 33844-8164
Investor	Possibly a Property Investor

Mortgage

Document Number	0000160096,
Date	Jul 6, 2026
Instrument	2026160096

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 21, 2022
Property Address	696 AVENUE C SE, WINTER HAVEN, FL 33880-3251
Document Number	0000074925
Book / Page	12169 / 291
Map Reference	MB 25 PG 26
Instrument Date	Mar 17, 2022
Instrument	2022074925
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 SANTA ROSA DR, WINTER HAVEN, FL 33884-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 ZTOUCHTON LANE SE, WINTER HAVEN, FL 33884

Mortgage

Document Number	0012169293
Date	Mar 21, 2022
Instrument	12169/293

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 696 Ave C SE was $4,492, up 5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,216 (-8.45%) Land $25,000 Building $69,081	$216,216 (-8.45%) Land $25,000 Building $69,081
2025	$4,492.00 (+5.03%)	$236,184 Land $25,000 Building $70,517	$236,184 Land $25,000 Building $70,517
2024	$4,277.00 (-20.28%)
2023	$5,365.00 (+229.55%)	$278,616 (+185.67%)	$278,616 (+185.67%)
2022	$1,628.00	$97,532 Land $20,000 Building $77,532	$97,532 Land $20,000 Building $77,532

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 696 Ave C SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 696 Ave C SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

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