Indian River County property record for 696 20th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 1999 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $265,000 (Jul 2004) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00001-0020-00003.0 |
| Primary APN | 33-39-14-00001-0020-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 295 ft deep x 130 ft wide |
| Garage Area | 567 sqft |
| Driveway | Driveway |
| Driveway Area | 2,050 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 398 sqft |
| Patio Area | 348 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 77568 |
|---|---|
| Street Address | 696 20TH AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER FARMS CO SUB PBS 2-25 S 130 FT OF N 808 FT OF W 10 AC OF TR 2, LESS W 35 FT FOR RD R/W PER OR BK 121 PP 202 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | INDIAN RIVER FARMS COMPANY S/D |
| Legal Tract | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 50602 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 696 20TH AVE, VERO BEACH, FL 32962-1415 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Jul 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2004 · Amount on Record |
| Deed Sale | Jul 27, 2004 · Amount on Record |
| Deed Document Number | 1563764 |
| Deed Book / Page | 1764 / 0003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 696 20TH AVE, VERO BEACH, FL 32962-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030710967 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 3071/0967 |
| Instrument | 3120170066430 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 696 20TH AVE, VERO BEACH, FL 32962-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032190668 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 3219/0668 |
| Instrument | 3120190038822 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32963 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | May 22, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 696 20TH AVE, VERO BEACH, FL 32962-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 696 20TH AVE, VERO BEACH, FL 32962-1415 |
| Document Number | 0034600829 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 3460/829 |
| Instrument | 3120210062430 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,394.00 (+15.29%) | $252,793 (+5.99%) | $525,743 (+4.28%) Land $78,455 Building $447,288 |
| 2023 | $2,944.00 (+2.76%) | $238,512 (+3%) | $504,146 (+10.99%) Land $78,455 Building $425,691 |
| 2022 | $2,865.00 | $231,565 | $454,236 Land $62,764 Building $391,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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