69574 Oak St, Union, MI 49130 Property Records

Cass County property record for 69574 Oak St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,020 sqft · built 1983
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,336 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-120-325-001-00`

Property Details

APN / Parcel Number

Primary APN	`14-120-325-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,020 sqft Building Perimeter
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	69574 OAK ST
City	UNION
State	MI
Zip	49130-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. (566 8-13 397-1090) LOT 1 WEST VIEW.
Legal Subdivision	WEST VIEW
Legal Lot Number	1
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	2
Census Block	2038
Census Tract	1000

Owner

69574 Oak St is owned and occupied by two individuals.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69574 OAK ST, UNION, MI 49130-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 20, 2022
Property Address	69574 OAK ST, UNION, MI 49130-9756
Document Number	001217/781
Book / Page	1217 / 781
Map Reference	LB 1 PG 196
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69574 OAK ST, UNION, MI 49130-9756

Mortgage

Document Number	0012170784
Date	May 20, 2022
Instrument	1217-0784

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 18, 2018
Property Address	69574 OAK ST, UNION, MI 49130-9756
Document Number	01149/0322
Book / Page	1149 / 0322
Map Reference	LB1 PG106
Instrument Date	Dec 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16528 ASHLEY CT, 16528, VANDALIA, MI 49095-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13849 OLD COLONY DR, GRANGER, IN 46530-4737

Mortgage

Document Number	0001149324
Date	Dec 18, 2018
Instrument	1149/324

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 69574 Oak St was $4,336 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,900 (+1.23%) Land $229,900	$459,800 (+1.23%) Land $459,800
2025	$4,336.00 Homeowner's exemption	$227,100 Land $227,100	$454,200 Land $454,200
2023		$158,300	$316,600
2022	$3,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69574 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 69574 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures