6956 E Gale Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 6956 E Gale Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2018)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-004-400-01`

Property Details

APN / Parcel Number

Primary APN	`014-004-400-01`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	6956 E GALE RD
City	HESPERIA
State	MI
Zip	49421-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW 1/4 OF SE 1/4 SEC 4 T14N R15W. 40 A ORDER OF BANKRUPTCY COURT 2018/14711 TR DEED 2018/14716 6956 E GALE RD ENH LIFE ESTATE DEED 2017/14943 WD-L2004P168 WD-L2009P17271
Legal Range	15W
Legal Township	14N
Legal Section	04
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	3
Census Block	3006
Census Tract	10600

Owner

6956 E Gale Rd is owned and occupied by an individual who bought it in August 2018.

Source: Oceana County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	6956 E GALE RD, HESPERIA, MI 49421-9000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 13, 2018	Trustee's Deed, Foreclosure · VA Mortgage NAVY FCU
Aug 4, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	20184606
Deed Book / Page	2018 / 14716
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Recording Date	Sep 3, 2026
Property Address	6956 E GALE RD, HESPERIA, MI 49421-9000
Document Number	0000005205
Book / Page	2026 / 20036
Instrument Date	Aug 27, 2026
Instrument	20265205
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6956 E GALE RD, HESPERIA, MI 49421-9000

Mortgage

Document Number	0000005205,
Date	Sep 3, 2026
Book Page	2026/20036
Instrument	20265205

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	6956 E GALE RD, HESPERIA, MI 49421-9000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/9746
Date	Apr 14, 2021
Book Page	2021/9746
Instrument	202100002787

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	6956 E GALE RD, HESPERIA, MI 49421-9000
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/9746
Date	Apr 14, 2021
Book Page	2021/9746
Instrument	202100002787

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 13, 2018
Property Address	6956 E GALE RD, HESPERIA, MI 49421-9000
Document Number	2018/014716
Book / Page	2018 / 014716
Instrument Date	Jul 11, 2018
Instrument	201800004606
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6956 E GALE RD, HESPERIA, MI 49421-9000

Mortgage

Document Number	201800004608
Date	Aug 13, 2018
Instrument	201800004608

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Aug 4, 2017
Property Address	6956 E GALE RD, HESPERIA, MI 49421-9000
Document Number	2017/014943
Book / Page	2017 / 014943
Instrument Date	Aug 1, 2017
Instrument	201700004643
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6956 E GALE RD, HESPERIA, MI 49421-9000

Tax Assessment & Valuation

The 2025 property tax bill for 6956 E Gale Rd was $4,794 with a homeowner's exemption, up 2.3% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,900 (+7.46%) Land $241,900	$483,800 (+7.46%) Land $483,800
2025	$4,794.00 (+2.3%) Homeowner's exemption	$225,100 Land $225,100	$450,200 Land $450,200
2024	$4,686.00
2023		$178,400 Land $178,400	$356,800 (-) Land $356,800
2022	$4,257.00		$356,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6956 E Gale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6956 E Gale Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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