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6954 SE 12th Cir, Ocala, FL 34480 Property Records

Marion County property record for 6954 SE 12th Cir, Ocala, FL 34480

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,113 sqft · built 1998
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (Feb 1997)
Tax Bill$6,495 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jan 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN3634-007-000

Property Details

APN / Parcel Number

Primary APN3634-007-000
Alternative APN
  • 2762560000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,113 sqft Living Area
1st Floor Area4,113 sqft
2nd Floor Area1,904 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2014
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions212 ft deep x 206 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area555 sqft
Patio Area648 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2762560000
Old Parcel Number3634007000
Street Address6954 SE 12TH CIR
CityOCALA
StateFL
Zip34480-6653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 09 TWP 16 RGE 22
Legal Range22E
Legal Township16S
Legal Section09
Legal SubdivisionCOUNTRY CLUB OF OCALA
Legal Lot Number7
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group2
Census Block2010
Census Tract2402

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address6954 SE 12TH CIR, OCALA, FL 34480-6653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jan 26, 2019Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 1997 · Amount on Record
Deed SaleFeb 1, 1997 · Amount on Record
Deed Document Number0023431209
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address6954 SE 12TH CIR, OCALA, FL 34480-6653
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067741980
DateJun 1, 2018
Book Page6774/1980
Instrument2018052482
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARION FL
Property Address6954 SE 12TH CIR, OCALA, FL 34480-6653
Document Number0069091869
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6954 SE 12TH CIR OCALA FL 344806653, OCALA, FL 34480-6653

Mortgage

Document Number0069091869
DateFeb 5, 2019
Book Page006909/001869
Instrument12065
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,495.00 (+7.21%) Homeowner's exemption$429,798 (+5.99%) Land $165,000 Building $264,798$688,634 (+0.05%) Land $165,000 Building $523,634
2023$6,058.00 (+2.71%) Homeowner's exemption$405,519 (+3%) Land $115,000 Building $290,519$688,323 (+27.16%) Land $115,000 Building $573,323
2022$5,898.00 Homeowner's exemption$393,708$541,296 Land $115,000 Building $426,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (2010–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Zito Media
Fiber		1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 12th Cir

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