6950 Corte Lusso, Rancho Santa Fe, CA 92091 Property Records

San Diego County property record for 6950 Corte Lusso, Rancho Santa Fe, CA 92091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,580 sqft · built 2003
Lot Size	0.56 acres (24,394 sqft)
Owner	Company Name on File
Last Sale	$2,950,000 (Sep 2017)
Tax Bill	$37,423 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264-351-67-00`

Property Details

APN / Parcel Number

Primary APN	`264-351-67-00`
Alternative APN	`2643514800`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,580 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	24,394 sqft (0.56 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2643514800
Street Address	6950 CORTE LUSSO
City	RANCHO SANTA FE
State	CA
Zip	92091-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 80 PAR H OF DOC03-0412924 IN LOT 215 M13887&IN LOTS 79& TR 012274
Legal Subdivision	COUNTY/SAN DIEGO 4569-3
Legal Tract	012274
Legal Block	1
Legal Lot Number	79-80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1023
Census Tract	17111

Owner

6950 Corte Lusso is owned by a company that bought it in September 2017 and is owner-occupied.

Source: San Diego County records, as of August 14, 2026

Owner of Record	Company Name on File
Mailing Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 14, 2023	Intrafamily Transfer, Transfer BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA
Sep 25, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Nov 1, 2016	Deed of Trust, Mortgage TRACY REIF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Mar 29, 2012 · Amount on File
Deed Document Number	2017439201
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198

Mortgage

Document Number	0000437975
Date	Nov 15, 2022
Instrument	2022-0437975

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198

Mortgage

Document Number	0000032232
Date	Feb 7, 2024
Instrument	2024-0032232

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	7.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	EQUITY TITLE OF COLORADO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263917
Date	May 26, 2020
Instrument	2020-0263917

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2023
Property Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Document Number	0000344077
Map Reference	MAP 12274
Instrument Date	Apr 27, 2020
Instrument	2023-0344077
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2017
Property Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Document Number	0000439201
Map Reference	MAP12274
Instrument Date	Sep 19, 2017
Instrument	2017-0439201
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5525 GROSSMONT CENTER DR STE 609, 609, LA MESA, CA 91942-3009

Mortgage

Document Number	0000439202
Date	Sep 25, 2017
Instrument	2017-0439202

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6950 CORTE LUSSO, RANCHO SANTA FE, CA 92091-0198
Document Number	0000064678
Instrument Date	Nov 1, 2016
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6950 CORTE LUSSO RANCHO SANTA FE CA 920910198, RANCHO SANTA FE, CA 92091-0198

Mortgage

Document Number	0000064678
Date	Feb 8, 2017
Instrument	64678

Lender

Name	TRACY REIF
Address	154 7TH ST, DEL MAR, CA 92014-2711

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6950 Corte Lusso was $37,423.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Rancho Santa Fe Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,423,723 (+2%) Land $2,089,052 Building $1,334,671
2025	$37,423.00	$3,356,592 Land $2,048,091 Building $1,308,501
2023	$35,559.00 (+1.45%)	$3,226,254 Land $1,968,562 Building $1,257,692
2022	$35,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6950 Corte Lusso in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6950 Corte Lusso is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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